topic Re: Amex board in SmorgasBoard

Amex board

wmarat — Sun, 12 Oct 2008 22:22:38 GMT

Is not it time to set up new Amex board on myico?

Sereously we have 5-6 new Amex threads every day (mostly about Amex's AA)

I do not how many members on this forum, but everyone of us is going to be CLD by Amex, which means we are about to read another 10000 posts starting with "Amex CLD me"

No offence meant.

Re: Amex board

Anonymous — Sun, 12 Oct 2008 22:39:44 GMT

And I just got my card from them, so shhh don't spoil it for me yet. I sounded like a complete air head when I called to activate it because of all of these AA threads. I couldn't think of an intelligent response as to WHY I wanted this card. I should have activated it online, but then I thought, what if it looks suspious and they shut me down??

Good news is, I was able to make a purchase at Smoothie King yesterday. It's not starbucks, but it's healthy and will have to do.

Re: Amex board

wmarat — Sun, 12 Oct 2008 23:20:40 GMT

@Anonymous wrote:
And I just got my card from them, so shhh don't spoil it for me yet. I sounded like a complete air head when I called to activate it because of all of these AA threads. I couldn't think of an intelligent response as to WHY I wanted this card. I should have activated it online, but then I thought, what if it looks suspious and they shut me down??

Good news is, I was able to make a purchase at Smoothie King yesterday. It's not starbucks, but it's healthy and will have to do.

It depends on how Amex categorizes it.

Re: Amex board

Anonymous — Mon, 13 Oct 2008 02:07:43 GMT

It will not happen to me, I will never get a CLD from Amex. Because I dont have one. Vicki

Re: Amex board

fused — Mon, 13 Oct 2008 04:01:30 GMT

wmarat wrote:
Is not it time to set up new Amex board on myico?
Sereously we have 5-6 new Amex threads every day (mostly about Amex's AA)
I do not how many members on this forum, but everyone of us is going to be CLD by Amex, which means we are about to read another 10000 posts starting with "Amex CLD me"

No offence meant.

I agree! I also expect other issuers to do the same. I am betting I will lose at least 50% of my credit over the next year. Having an Amex only thread might be interesting, not so sure the FI admin will agree though.

Re: Amex board

Anonymous — Mon, 13 Oct 2008 05:07:27 GMT

@wmarat wrote:
@Anonymous wrote:
And I just got my card from them, so shhh don't spoil it for me yet. I sounded like a complete air head when I called to activate it because of all of these AA threads. I couldn't think of an intelligent response as to WHY I wanted this card. I should have activated it online, but then I thought, what if it looks suspious and they shut me down??

Good news is, I was able to make a purchase at Smoothie King yesterday. It's not starbucks, but it's healthy and will have to do.
It depends on how Amex categorizes it.

Fast food

Re: Amex board

wmarat — Mon, 13 Oct 2008 07:18:53 GMT

Fast food means high cholesterol, which means higher morbidity and mortality. Oh boy you may die without paying Amex balance, expect CLD

Re: Amex board

Anonymous — Mon, 13 Oct 2008 16:41:11 GMT

This was actually good fast food. Sure, I got it served through the drive through since the wait time inside is usually rather long and finding parking is tough. It is right across from our college and always full of kids waiting to get served.

I got the pineapple pleasure. If AMEX kills my card over it, oh well. I see they even have a coffee smoothie.

http://www.smoothieking.com/

Re: Amex board

MidnightVoice — Mon, 13 Oct 2008 16:50:31 GMT

@wmarat wrote:

I do not how many members on this forum, but everyone of us is going to be CLD by Amex

If we are a representative sample of Amex, then of all the CL changes, 50% will get CLIs and 50% CLDs

Re: Amex board

Anonymous — Mon, 13 Oct 2008 17:58:43 GMT

@MidnightVoice wrote:
@wmarat wrote:

I do not how many members on this forum, but everyone of us is going to be CLD by Amex
If we are a representative sample of Amex, then of all the CL changes, 50% will get CLIs and 50% CLDs

I agree with MV. Not everyone is going to get a CLD from Amex.

Message Edited by Scout1965 on 10-13-2008 12:58 PM

Re: Amex board

MidnightVoice — Mon, 13 Oct 2008 18:06:08 GMT

Their changes in CL used to be 80% CLI and 20% CLD, so they are obviously tightening up to a massive degree. But unless they are goiing bust, they will want to keep at least some customers!

Message Edited by MidnightVoice on 10-13-2008 01:06 PM

Re: Amex board

athensguy — Sun, 19 Oct 2008 17:23:45 GMT

@MidnightVoice wrote:
@wmarat wrote:

I do not how many members on this forum, but everyone of us is going to be CLD by Amex
If we are a representative sample of Amex, then of all the CL changes, 50% will get CLIs and 50% CLDs

The 20% getting changes with half up and half down was before Amex ran into serious difficulty with their own borrowing. Now it's probably more like 50% of everyone (not just 10%) will get CLD.