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    <title>topic Re: Three Months Back on FICO Forums in SmorgasBoard</title>
    <link>https://ficoforums.myfico.com/t5/SmorgasBoard/Three-Months-Back-on-FICO-Forums/m-p/6765522#M87021</link>
    <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1085858"&gt;@flexin222&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;Welcome back! I have to suspend my account once a year when funds get low, so I feel ya...Let's go Credit homies&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Are you under the impression if you suspend your paid account you can no longer post?&amp;nbsp; If so, nothing could be further from the truth; I posted here for well over a year before I paid for one of the myFICO plans, and then cancelled it for over a year, and then reinstated it when I was on the run up to applying for a mortgage.&amp;nbsp; Through that entire time my account and my posting privileges in the Community forum remained unaffected.&lt;/P&gt;</description>
    <pubDate>Thu, 06 Jun 2024 02:11:36 GMT</pubDate>
    <dc:creator>Horseshoez</dc:creator>
    <dc:date>2024-06-06T02:11:36Z</dc:date>
    <item>
      <title>Three Months Back on FICO Forums</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/Three-Months-Back-on-FICO-Forums/m-p/6756385#M86875</link>
      <description>&lt;P&gt;After a couple of years of not signing in but utilizing the Forums, I had to start all over. I've made it back to Valued Contributor though the journey was not always smooth. I won't go into any issues that arose. I am glad to be back.&lt;/P&gt;&lt;P&gt;There have been a number of not subtle changes. Some good. Some not so good. At the end of the day, I'm encouraging more people to actually enroll. While "lurking" works for some information, being a Forum posting person that can ask a question works better.&lt;/P&gt;</description>
      <pubDate>Thu, 25 Apr 2024 17:36:21 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/Three-Months-Back-on-FICO-Forums/m-p/6756385#M86875</guid>
      <dc:creator>CorpCrMgr1</dc:creator>
      <dc:date>2024-04-25T17:36:21Z</dc:date>
    </item>
    <item>
      <title>Re: Three Months Back on FICO Forums</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/Three-Months-Back-on-FICO-Forums/m-p/6759692#M86937</link>
      <description>&lt;P&gt;Congrats Corp.&amp;nbsp;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Wed, 08 May 2024 05:32:30 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/Three-Months-Back-on-FICO-Forums/m-p/6759692#M86937</guid>
      <dc:creator>ptatohed</dc:creator>
      <dc:date>2024-05-08T05:32:30Z</dc:date>
    </item>
    <item>
      <title>Re: Three Months Back on FICO Forums</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/Three-Months-Back-on-FICO-Forums/m-p/6765079#M87014</link>
      <description>&lt;P&gt;Same here just came back this past week. I don't fully remember my status but everything is back at 0 and I had 1000s of comments and posts. Guess that break I took from this site was too long.&lt;/P&gt;</description>
      <pubDate>Tue, 04 Jun 2024 03:48:02 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/Three-Months-Back-on-FICO-Forums/m-p/6765079#M87014</guid>
      <dc:creator>MrDuck</dc:creator>
      <dc:date>2024-06-04T03:48:02Z</dc:date>
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    <item>
      <title>Re: Three Months Back on FICO Forums</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/Three-Months-Back-on-FICO-Forums/m-p/6765132#M87016</link>
      <description>&lt;P&gt;Welcome back. I suspect they would not let you use your old name.&lt;/P&gt;</description>
      <pubDate>Tue, 04 Jun 2024 13:49:50 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/Three-Months-Back-on-FICO-Forums/m-p/6765132#M87016</guid>
      <dc:creator>Thomas_Thumb</dc:creator>
      <dc:date>2024-06-04T13:49:50Z</dc:date>
    </item>
    <item>
      <title>Re: Three Months Back on FICO Forums</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/Three-Months-Back-on-FICO-Forums/m-p/6765138#M87017</link>
      <description>&lt;P&gt;Welcome back! I have to suspend my account once a year when funds get low, so I feel ya...Let's go Credit homies&lt;/P&gt;</description>
      <pubDate>Tue, 04 Jun 2024 14:15:50 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/Three-Months-Back-on-FICO-Forums/m-p/6765138#M87017</guid>
      <dc:creator>flexin222</dc:creator>
      <dc:date>2024-06-04T14:15:50Z</dc:date>
    </item>
    <item>
      <title>Re: Three Months Back on FICO Forums</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/Three-Months-Back-on-FICO-Forums/m-p/6765518#M87020</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1176144"&gt;@CorpCrMgr1&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;&lt;SPAN&gt;&amp;nbsp;While "lurking" works for some information, being a Forum posting person that can ask a question works better.&lt;/SPAN&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&lt;BR /&gt;I have to agree! I was an enormous lurker before I finally decided to join party. My inner circle isn't the least bit interested in my credit talk. I had one acquaintance say, "Oh, it's super easy to fix your credit. Just open Credit Karma and dispute everything that's bad, then they just delete it. It worked for me and now I have perfect credit!"&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;It took every bit of restraint I had to not get violent. 😂 That being said, if I had total board views, post views, messages read, and minutes I spent online credited to my account from BEFORE I became a member, I would be a mega contributor by now!&lt;/P&gt;</description>
      <pubDate>Thu, 06 Jun 2024 01:47:21 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/Three-Months-Back-on-FICO-Forums/m-p/6765518#M87020</guid>
      <dc:creator>MissLiz</dc:creator>
      <dc:date>2024-06-06T01:47:21Z</dc:date>
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    <item>
      <title>Re: Three Months Back on FICO Forums</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/Three-Months-Back-on-FICO-Forums/m-p/6765522#M87021</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1085858"&gt;@flexin222&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;Welcome back! I have to suspend my account once a year when funds get low, so I feel ya...Let's go Credit homies&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Are you under the impression if you suspend your paid account you can no longer post?&amp;nbsp; If so, nothing could be further from the truth; I posted here for well over a year before I paid for one of the myFICO plans, and then cancelled it for over a year, and then reinstated it when I was on the run up to applying for a mortgage.&amp;nbsp; Through that entire time my account and my posting privileges in the Community forum remained unaffected.&lt;/P&gt;</description>
      <pubDate>Thu, 06 Jun 2024 02:11:36 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/Three-Months-Back-on-FICO-Forums/m-p/6765522#M87021</guid>
      <dc:creator>Horseshoez</dc:creator>
      <dc:date>2024-06-06T02:11:36Z</dc:date>
    </item>
    <item>
      <title>Re: Three Months Back on FICO Forums</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/Three-Months-Back-on-FICO-Forums/m-p/6766760#M87030</link>
      <description>&lt;P&gt;Pay!? People pay for all this abuse? I'm guess paying for scores is against my religion.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Wed, 12 Jun 2024 03:51:27 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/Three-Months-Back-on-FICO-Forums/m-p/6766760#M87030</guid>
      <dc:creator>FicoMike0</dc:creator>
      <dc:date>2024-06-12T03:51:27Z</dc:date>
    </item>
    <item>
      <title>Re: Three Months Back on FICO Forums</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/Three-Months-Back-on-FICO-Forums/m-p/6767569#M87034</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1177087"&gt;@FicoMike0&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;Pay!? People pay for all this abuse? I'm guess paying for scores is against my religion.&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&lt;span class="lia-inline-image-display-wrapper lia-image-align-inline" image-alt="smiley-laughing021.gif" style="width: 45px;"&gt;&lt;img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/24306i771D5A034089AE31/image-size/large?v=v2&amp;amp;px=999" role="button" title="smiley-laughing021.gif" alt="smiley-laughing021.gif" /&gt;&lt;/span&gt;&lt;/P&gt;</description>
      <pubDate>Sun, 16 Jun 2024 14:36:09 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/Three-Months-Back-on-FICO-Forums/m-p/6767569#M87034</guid>
      <dc:creator>tcbofade</dc:creator>
      <dc:date>2024-06-16T14:36:09Z</dc:date>
    </item>
    <item>
      <title>Re: Three Months Back on FICO Forums</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/Three-Months-Back-on-FICO-Forums/m-p/6775361#M87118</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1112926"&gt;@Horseshoez&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1085858"&gt;@flexin222&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;Welcome back! I have to suspend my account once a year when funds get low, so I feel ya...Let's go Credit homies&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Are you under the impression if you suspend your paid account you can no longer post?&amp;nbsp; If so, nothing could be further from the truth; I posted here for well over a year before I paid for one of the myFICO plans, and then cancelled it for over a year, and then reinstated it when I was on the run up to applying for a mortgage.&amp;nbsp; Through that entire time my account and my posting privileges in the Community forum remained unaffected.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Yeah the concept of paying for the forums is... wrong.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Makes me think of that recent hot mess of a thread from that kid who "bought" an AU and paid for MyFICO sub as well and kept stating that he paid to post here over and over.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;P.S. I wanta be Valued, waahhhhh! 😭😭😭&lt;/P&gt;</description>
      <pubDate>Mon, 22 Jul 2024 14:40:52 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/Three-Months-Back-on-FICO-Forums/m-p/6775361#M87118</guid>
      <dc:creator>unsungivy</dc:creator>
      <dc:date>2024-07-22T14:40:52Z</dc:date>
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