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    <title>topic Re: I reached Frequent contributor! in SmorgasBoard</title>
    <link>https://ficoforums.myfico.com/t5/SmorgasBoard/I-reached-Frequent-contributor/m-p/6791538#M87561</link>
    <description>&lt;P&gt;Now you need to start collecting cards, and get a higher total CL's.&lt;/P&gt;&lt;P&gt;Ranks are like Fico scores and have unknown thresholds in undocumented&lt;/P&gt;&lt;P&gt;fields where points are received and taken away.&amp;nbsp; &amp;nbsp; &amp;nbsp;&lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;/P&gt;</description>
    <pubDate>Sat, 05 Oct 2024 15:58:37 GMT</pubDate>
    <dc:creator>Kforce</dc:creator>
    <dc:date>2024-10-05T15:58:37Z</dc:date>
    <item>
      <title>I reached Frequent contributor!</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/I-reached-Frequent-contributor/m-p/6789276#M87458</link>
      <description>&lt;P&gt;frequent contributor&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Mon, 23 Sep 2024 22:25:17 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/I-reached-Frequent-contributor/m-p/6789276#M87458</guid>
      <dc:creator>SRT4kid93</dc:creator>
      <dc:date>2024-09-23T22:25:17Z</dc:date>
    </item>
    <item>
      <title>Re: I reached Frequent contributor!</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/I-reached-Frequent-contributor/m-p/6789294#M87459</link>
      <description>&lt;P&gt;Congrats! You're one of the most active members.&amp;nbsp; I think it took me five years to reach that rank.&lt;/P&gt;</description>
      <pubDate>Mon, 23 Sep 2024 23:40:52 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/I-reached-Frequent-contributor/m-p/6789294#M87459</guid>
      <dc:creator>Gunnerboy</dc:creator>
      <dc:date>2024-09-23T23:40:52Z</dc:date>
    </item>
    <item>
      <title>Re: I reached Frequent contributor!</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/I-reached-Frequent-contributor/m-p/6789306#M87460</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1051529"&gt;@Gunnerboy&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;Congrats! You're one of the most active members.&amp;nbsp; I think it took me five years to reach that rank.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1051529"&gt;@Gunnerboy&lt;/a&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thank you for your contributions&lt;/P&gt;</description>
      <pubDate>Tue, 24 Sep 2024 00:34:53 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/I-reached-Frequent-contributor/m-p/6789306#M87460</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2024-09-24T00:34:53Z</dc:date>
    </item>
    <item>
      <title>Re: I reached Frequent contributor!</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/I-reached-Frequent-contributor/m-p/6789309#M87461</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous&amp;nbsp;wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1051529"&gt;@Gunnerboy&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;Congrats! You're one of the most active members.&amp;nbsp; I think it took me five years to reach that rank.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1051529"&gt;@Gunnerboy&lt;/a&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thank you for your contributions&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;@Anonymous&amp;nbsp;, Thank you my friend!&lt;/P&gt;</description>
      <pubDate>Tue, 24 Sep 2024 00:42:55 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/I-reached-Frequent-contributor/m-p/6789309#M87461</guid>
      <dc:creator>Gunnerboy</dc:creator>
      <dc:date>2024-09-24T00:42:55Z</dc:date>
    </item>
    <item>
      <title>Re: I reached Frequent contributor!</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/I-reached-Frequent-contributor/m-p/6789320#M87462</link>
      <description>&lt;P&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1051529"&gt;@Gunnerboy&lt;/a&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;thanks man!&amp;nbsp;&lt;BR /&gt;&lt;BR /&gt;&lt;/P&gt;&lt;P&gt;honestly this is the most welcoming and nice forum I have ever been a part of and I have a member for more than a few. Where as some other forums I have been on were so childish and petty, it made people not want to be a part of their community.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;The way I have been welcomed makes me actually want to come on here every day&amp;nbsp;&lt;/SPAN&gt;And contribute, and help this forum grow. Because I think it's a critically important forum, for a topic that is sorely under appreciated and under utilized. And I want to help get the word out, and get more members coming on here every day. So we can continue to help teach people. People think "fico forum" and they automatically assume it's boring, but that isn't the case and that hasn't been my experience. Coming on here every day isn't a chore for me, it's actually enjoyable.&amp;nbsp;&lt;BR /&gt;&lt;BR /&gt;&lt;/P&gt;&lt;P&gt;So whatever I can do to help be a part of the community and help it grow I will do. And right now I feel my biggest contribution is just being here for other people, making them feel welcomed and supported and answering whatever questions they have. If someone genuinely wants to learn, there are &amp;nbsp;no dumb questions.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 24 Sep 2024 01:17:22 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/I-reached-Frequent-contributor/m-p/6789320#M87462</guid>
      <dc:creator>SRT4kid93</dc:creator>
      <dc:date>2024-09-24T01:17:22Z</dc:date>
    </item>
    <item>
      <title>Re: I reached Frequent contributor!</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/I-reached-Frequent-contributor/m-p/6791453#M87560</link>
      <description>Before I created an account, I would browse this forum every morning at breakfast and several times throughout the evening. Since then, I've increased my revolving CL over $40k in less than a year.&lt;BR /&gt;&lt;BR /&gt;This is truly one of the best forums I've came across—minimal arguing and everybody wants to help everybody, regardless of what tax bracket we're in or what credit history/score we've got. A stark contrast to some other interweb forums where every other user is Mr. KnowItAll and every other post has 1 or more tangents.&lt;BR /&gt;&lt;BR /&gt;Nonetheless, congrats OP.</description>
      <pubDate>Sat, 05 Oct 2024 01:35:15 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/I-reached-Frequent-contributor/m-p/6791453#M87560</guid>
      <dc:creator>Windchill92</dc:creator>
      <dc:date>2024-10-05T01:35:15Z</dc:date>
    </item>
    <item>
      <title>Re: I reached Frequent contributor!</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/I-reached-Frequent-contributor/m-p/6791538#M87561</link>
      <description>&lt;P&gt;Now you need to start collecting cards, and get a higher total CL's.&lt;/P&gt;&lt;P&gt;Ranks are like Fico scores and have unknown thresholds in undocumented&lt;/P&gt;&lt;P&gt;fields where points are received and taken away.&amp;nbsp; &amp;nbsp; &amp;nbsp;&lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;/P&gt;</description>
      <pubDate>Sat, 05 Oct 2024 15:58:37 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/I-reached-Frequent-contributor/m-p/6791538#M87561</guid>
      <dc:creator>Kforce</dc:creator>
      <dc:date>2024-10-05T15:58:37Z</dc:date>
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