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    <title>topic Re: SPAM in my PMs in SmorgasBoard</title>
    <link>https://ficoforums.myfico.com/t5/SmorgasBoard/SPAM-in-my-PMs/m-p/6860915#M89123</link>
    <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1198517"&gt;@AndrewF&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;Anything that says "kindly" means it's a scam.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;So true! 🤣🤣&lt;/P&gt;</description>
    <pubDate>Mon, 06 Apr 2026 05:21:02 GMT</pubDate>
    <dc:creator>radiofrequencies</dc:creator>
    <dc:date>2026-04-06T05:21:02Z</dc:date>
    <item>
      <title>SPAM in my PMs</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/SPAM-in-my-PMs/m-p/6860549#M89091</link>
      <description>&lt;P&gt;Anyone else getting this? I just got 2 back to back. I reported them to the mods.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;span class="lia-inline-image-display-wrapper lia-image-align-center" image-alt="Screenshot_20260402_193021_Chrome.jpg" style="width: 999px;"&gt;&lt;img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/97252i121270FD98B84D8F/image-size/large?v=v2&amp;amp;px=999" role="button" title="Screenshot_20260402_193021_Chrome.jpg" alt="Screenshot_20260402_193021_Chrome.jpg" /&gt;&lt;/span&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Thu, 02 Apr 2026 23:57:41 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/SPAM-in-my-PMs/m-p/6860549#M89091</guid>
      <dc:creator>DoppelgangerD</dc:creator>
      <dc:date>2026-04-02T23:57:41Z</dc:date>
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      <title>Re: SPAM in my PMs</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/SPAM-in-my-PMs/m-p/6860559#M89092</link>
      <description>&lt;P&gt;Got at least one of these. Reported as solicitation, but not sure if that's the proper procedure or not.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;You had a bunch of new accounts yesterday that had 10-12 other new accounts bumping their posts, too.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 03 Apr 2026 00:12:14 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/SPAM-in-my-PMs/m-p/6860559#M89092</guid>
      <dc:creator>Vinjints</dc:creator>
      <dc:date>2026-04-03T00:12:14Z</dc:date>
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    <item>
      <title>Re: SPAM in my PMs</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/SPAM-in-my-PMs/m-p/6860570#M89093</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1194691"&gt;@Vinjints&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;Got at least one of these. Reported as solicitation, but not sure if that's the proper procedure or not.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;You had a bunch of new accounts yesterday that had 10-12 other new accounts bumping their posts, too.&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Yes 100% correct to report it &lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1194691"&gt;@Vinjints&lt;/a&gt;&amp;nbsp;.&lt;/P&gt;</description>
      <pubDate>Fri, 03 Apr 2026 00:21:15 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/SPAM-in-my-PMs/m-p/6860570#M89093</guid>
      <dc:creator>JoeRockhead</dc:creator>
      <dc:date>2026-04-03T00:21:15Z</dc:date>
    </item>
    <item>
      <title>Re: SPAM in my PMs</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/SPAM-in-my-PMs/m-p/6860588#M89096</link>
      <description>&lt;P&gt;Same - I got PMs like this and reported it&lt;/P&gt;</description>
      <pubDate>Fri, 03 Apr 2026 03:04:13 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/SPAM-in-my-PMs/m-p/6860588#M89096</guid>
      <dc:creator>pizzadude</dc:creator>
      <dc:date>2026-04-03T03:04:13Z</dc:date>
    </item>
    <item>
      <title>Re: SPAM in my PMs</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/SPAM-in-my-PMs/m-p/6860605#M89098</link>
      <description>&lt;P&gt;I received both and reported both as well.&lt;/P&gt;</description>
      <pubDate>Fri, 03 Apr 2026 11:09:33 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/SPAM-in-my-PMs/m-p/6860605#M89098</guid>
      <dc:creator>Varsity_Lu</dc:creator>
      <dc:date>2026-04-03T11:09:33Z</dc:date>
    </item>
    <item>
      <title>Re: SPAM in my PMs</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/SPAM-in-my-PMs/m-p/6860622#M89099</link>
      <description>&lt;P&gt;I just reported the two I received.&lt;/P&gt;</description>
      <pubDate>Fri, 03 Apr 2026 14:25:06 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/SPAM-in-my-PMs/m-p/6860622#M89099</guid>
      <dc:creator>Follower</dc:creator>
      <dc:date>2026-04-03T14:25:06Z</dc:date>
    </item>
    <item>
      <title>Re: SPAM in my PMs</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/SPAM-in-my-PMs/m-p/6860643#M89104</link>
      <description>&lt;P&gt;I just got a third one. Bots hittin' it hard this week.&lt;/P&gt;</description>
      <pubDate>Fri, 03 Apr 2026 18:02:49 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/SPAM-in-my-PMs/m-p/6860643#M89104</guid>
      <dc:creator>Varsity_Lu</dc:creator>
      <dc:date>2026-04-03T18:02:49Z</dc:date>
    </item>
    <item>
      <title>Re: SPAM in my PMs</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/SPAM-in-my-PMs/m-p/6860664#M89105</link>
      <description>&lt;P&gt;Just keep reporting them as they show up&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 03 Apr 2026 21:23:44 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/SPAM-in-my-PMs/m-p/6860664#M89105</guid>
      <dc:creator>pizzadude</dc:creator>
      <dc:date>2026-04-03T21:23:44Z</dc:date>
    </item>
    <item>
      <title>Re: SPAM in my PMs</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/SPAM-in-my-PMs/m-p/6860878#M89120</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1184867"&gt;@Varsity_Lu&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;I just got a third one. Bots hittin' it hard this week.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Feel left out, don't even get mail fro, the "Bots"&lt;/P&gt;</description>
      <pubDate>Sun, 05 Apr 2026 20:51:21 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/SPAM-in-my-PMs/m-p/6860878#M89120</guid>
      <dc:creator>Kforce</dc:creator>
      <dc:date>2026-04-05T20:51:21Z</dc:date>
    </item>
    <item>
      <title>Re: SPAM in my PMs</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/SPAM-in-my-PMs/m-p/6860881#M89121</link>
      <description>&lt;P&gt;I got this one a few days ago and immediately reported it.&amp;nbsp;&lt;BR /&gt;&lt;BR /&gt;&lt;/P&gt;&lt;P&gt;&lt;span class="lia-inline-image-display-wrapper lia-image-align-inline" image-alt="IMG_2027.jpeg" style="width: 999px;"&gt;&lt;img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/97266iF929067F36585976/image-size/large?v=v2&amp;amp;px=999" role="button" title="IMG_2027.jpeg" alt="IMG_2027.jpeg" /&gt;&lt;/span&gt;&lt;/P&gt;</description>
      <pubDate>Sun, 05 Apr 2026 21:09:16 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/SPAM-in-my-PMs/m-p/6860881#M89121</guid>
      <dc:creator>Jeffster1</dc:creator>
      <dc:date>2026-04-05T21:09:16Z</dc:date>
    </item>
    <item>
      <title>Re: SPAM in my PMs</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/SPAM-in-my-PMs/m-p/6860885#M89122</link>
      <description>&lt;P&gt;Anything that says "kindly" means it's a scam.&lt;/P&gt;</description>
      <pubDate>Sun, 05 Apr 2026 22:00:14 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/SPAM-in-my-PMs/m-p/6860885#M89122</guid>
      <dc:creator>AndrewF</dc:creator>
      <dc:date>2026-04-05T22:00:14Z</dc:date>
    </item>
    <item>
      <title>Re: SPAM in my PMs</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/SPAM-in-my-PMs/m-p/6860915#M89123</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1198517"&gt;@AndrewF&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;Anything that says "kindly" means it's a scam.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;So true! 🤣🤣&lt;/P&gt;</description>
      <pubDate>Mon, 06 Apr 2026 05:21:02 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/SPAM-in-my-PMs/m-p/6860915#M89123</guid>
      <dc:creator>radiofrequencies</dc:creator>
      <dc:date>2026-04-06T05:21:02Z</dc:date>
    </item>
    <item>
      <title>Re: SPAM in my PMs</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/SPAM-in-my-PMs/m-p/6861478#M89128</link>
      <description>&lt;P&gt;I didn't get this specific one, but I DID get two&amp;nbsp; messages talking about people who "helped [the OP]" to reach the messengers' goals.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I reported both as unsolicited and unwanted.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Both were unsolicited (and unwanted) but one of them later turned out to be a legit new member who'd actually read and replied to one of my comments. Had I connected the two (some slight interest in my comment, and then someone being overly interested in me listening to their friend regarding something I didn't want) I probably would not have reported that one. I'd just have messaged him/her back saying, "Hey. This isn't appropriate. I'm not a friend, and I don't want to hear from some rando about my finances." Instead, I assumed scammer and reported.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Because legit help is expected to be offered in the threads, not taken private. Especially help we aren't actually asking for.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;If you are a new person, and not a scammer, think about the optics, OK? We have no obligation to give you the benefit of any doubt. Send us a sketchy message under the impression we know you from something, and you'll end up reported.&lt;/P&gt;</description>
      <pubDate>Fri, 10 Apr 2026 17:11:50 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/SPAM-in-my-PMs/m-p/6861478#M89128</guid>
      <dc:creator>1lifeisworthit</dc:creator>
      <dc:date>2026-04-10T17:11:50Z</dc:date>
    </item>
    <item>
      <title>Re: SPAM in my PMs</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/SPAM-in-my-PMs/m-p/6861497#M89129</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1192652"&gt;@1lifeisworthit&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;I didn't get this specific one, but I DID get two&amp;nbsp; messages talking about people who "helped [the OP]" to reach the messengers' goals.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I reported both as unsolicited and unwanted.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Both were unsolicited (and unwanted) but one of them later turned out to be a legit new member who'd actually read and replied to one of my comments. Had I connected the two (some slight interest in my comment, and then someone being overly interested in me listening to their friend regarding something I didn't want) I probably would not have reported that one. I'd just have messaged him/her back saying, "Hey. This isn't appropriate. I'm not a friend, and I don't want to hear from some rando about my finances." Instead, I assumed scammer and reported.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Because legit help is expected to be offered in the threads, not taken private. Especially help we aren't actually asking for.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;If you are a new person, and not a scammer, think about the optics, OK? We have no obligation to give you the benefit of any doubt. Send us a sketchy message under the impression we know you from something, and you'll end up reported.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Reporting is still acceptable.&amp;nbsp; It just notifies the mods to investigate.&amp;nbsp; I suspect that they do due diligence and investigate to see if they are legit.&amp;nbsp; "See something, say something", am I right!&lt;/P&gt;</description>
      <pubDate>Fri, 10 Apr 2026 18:08:05 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/SPAM-in-my-PMs/m-p/6861497#M89129</guid>
      <dc:creator>Varsity_Lu</dc:creator>
      <dc:date>2026-04-10T18:08:05Z</dc:date>
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