topic Re: Weekend bank processing in SmorgasBoard

Weekend bank processing

jupiterjet — Thu, 11 Jun 2026 07:34:45 GMT

Is anyone else upset that despite the advanced tech we have nowadays, nothing is processed over the weekends....? It's very frustrating for me haha

Re: Weekend bank processing

crystal626 — Thu, 11 Jun 2026 15:17:19 GMT

I actually think weekend processing would lead to a lot more overdrafts just like rolling batches with some banks (BBVA was one) throughout the day instead of processing all deposits and withdrawals first thing in the morning did.

Re: Weekend bank processing

TrapLine — Fri, 12 Jun 2026 02:17:49 GMT

It seems like US Bank is slow. Charge on Thursday night show up for processing on Tuesday or Wednesday. Unreal.

Re: Weekend bank processing

FicoMike0 — Fri, 12 Jun 2026 03:03:09 GMT

I'll admit to being a little slow here. When you say "processing" what are you talking about?

The other day, I was in the Huntington bank parking lot. I wanted to withdraw a little over $1,000 in cash, but didn't have that much in my Huntington account. I logged into the usb app on my phone and ach pushed that amount from my usb to my hunt account. Five minutes later, I was back in the lot, cash in hand. Seemed to me, both banks did some pretty fast "processing". Saved me a trip to usb.

I love instant ach.

Re: Weekend bank processing

TrapLine — Fri, 12 Jun 2026 09:14:12 GMT

@FicoMike0 wrote:
I'll admit to being a little slow here. When you say "processing" what are you talking about?
The other day, I was in the Huntington bank parking lot. I wanted to withdraw a little over $1,000 in cash, but didn't have that much in my Huntington account. I logged into the usb app on my phone and ach pushed that amount from my usb to my hunt account. Five minutes later, I was back in the lot, cash in hand. Seemed to me, both banks did some pretty fast "processing". Saved me a trip to usb.
I love instant ach.

Credit card processing in my post. Yes, USB is part of the "FedNow Service" system which is almost immediate for banking transactions.