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    <title>topic Re: Where is everyone from? in SmorgasBoard</title>
    <link>https://ficoforums.myfico.com/t5/SmorgasBoard/Where-is-everyone-from/m-p/6870586#M89676</link>
    <description>&lt;P&gt;I want to apologize to everyone I probably took that too far. I &amp;nbsp;just genuinely care about this forum and so it comes from a space of wanting to see the forum be the best it could be&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;but there was a better way to say what I said&amp;nbsp;&lt;/P&gt;</description>
    <pubDate>Mon, 27 Jul 2026 16:15:37 GMT</pubDate>
    <dc:creator>SRT4kid93</dc:creator>
    <dc:date>2026-07-27T16:15:37Z</dc:date>
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      <title>Where is everyone from?</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/Where-is-everyone-from/m-p/6870515#M89665</link>
      <description>&lt;P&gt;I'm curious to see where some of our top members are from. (If a particular state or area has a foothold here)&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1128237"&gt;@BrutalBodyShots&lt;/a&gt;&amp;nbsp;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/884935"&gt;@Thomas_Thumb&lt;/a&gt;&amp;nbsp;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/688069"&gt;@FicoMiko&lt;/a&gt;&amp;nbsp;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1178124"&gt;@Patient957&lt;/a&gt;&amp;nbsp;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1083134"&gt;@NoMoreE46&lt;/a&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;these are just some of the people off the top of my head that I thought of in 30 seconds feel free to link more people if you are also curious&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;also if you are not comfortable disclosing where you're from I completely understand that's fine too&lt;/P&gt;</description>
      <pubDate>Sun, 26 Jul 2026 18:43:34 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/Where-is-everyone-from/m-p/6870515#M89665</guid>
      <dc:creator>SRT4kid93</dc:creator>
      <dc:date>2026-07-26T18:43:34Z</dc:date>
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      <title>Re: Where is everyone from?</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/Where-is-everyone-from/m-p/6870522#M89666</link>
      <description>&lt;P&gt;NY here, upstate about 2 hours north of the city.&lt;/P&gt;</description>
      <pubDate>Sun, 26 Jul 2026 19:54:54 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/Where-is-everyone-from/m-p/6870522#M89666</guid>
      <dc:creator>BrutalBodyShots</dc:creator>
      <dc:date>2026-07-26T19:54:54Z</dc:date>
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      <title>Re: Where is everyone from?</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/Where-is-everyone-from/m-p/6870536#M89667</link>
      <description>&lt;P&gt;I live in Central OH 10. We seem to be having another mild Canadian smoke day here.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sun, 26 Jul 2026 21:35:43 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/Where-is-everyone-from/m-p/6870536#M89667</guid>
      <dc:creator>FicoMike0</dc:creator>
      <dc:date>2026-07-26T21:35:43Z</dc:date>
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      <title>Re: Where is everyone from?</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/Where-is-everyone-from/m-p/6870543#M89669</link>
      <description>&lt;P&gt;OP, you didn't mention where you reside.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I live in Minnesota, Twin Cities metro area.&lt;/P&gt;</description>
      <pubDate>Sun, 26 Jul 2026 23:26:56 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/Where-is-everyone-from/m-p/6870543#M89669</guid>
      <dc:creator>Thomas_Thumb</dc:creator>
      <dc:date>2026-07-26T23:26:56Z</dc:date>
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      <title>Re: Where is everyone from?</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/Where-is-everyone-from/m-p/6870544#M89670</link>
      <description>&lt;P&gt;Chicago area now. Indiana originally.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Chicago is not as bad as people say it is. One thing that makes everyone I know back in Indiana gawk is... rent is horrible, but recently when the car finally crapped out I realized I didn't actually need one.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Dave Ramsey says people average $1,113 a month for transportation on average (which means some pay more than that, it's just an average). Mine costs $0.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Some people say the crime. It really just depends on where you're at and how well they police that area. Most of the parts I've lived in are safer than rural Indiana, on a per capita basis, according to the FBI.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Some people say "taxes", yes it's true they like to tax everything here, but there are also services (like transit). Almost everyone has some kind of health insurance, even if it is just the government, or free care for the uninsured. Indiana was rife with Health Departments that couldn't even do a basic test for STIs, much less comprehensive primary care.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I like the fact that people don't like at....other kinds of people as-if we were being invaded by Martians.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Chicago, yep, I'll die on that hill. &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Sun, 26 Jul 2026 23:50:32 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/Where-is-everyone-from/m-p/6870544#M89670</guid>
      <dc:creator>AndrewF</dc:creator>
      <dc:date>2026-07-26T23:50:32Z</dc:date>
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      <title>Re: Where is everyone from?</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/Where-is-everyone-from/m-p/6870545#M89671</link>
      <description>&lt;P&gt;Beantown but am in northern FL now. &amp;nbsp;It's wicked&amp;nbsp;&lt;SPAN&gt;haught here.&lt;/SPAN&gt;&lt;/P&gt;</description>
      <pubDate>Mon, 27 Jul 2026 00:04:57 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/Where-is-everyone-from/m-p/6870545#M89671</guid>
      <dc:creator>NoMoreE46</dc:creator>
      <dc:date>2026-07-27T00:04:57Z</dc:date>
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      <title>Re: Where is everyone from?</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/Where-is-everyone-from/m-p/6870560#M89672</link>
      <description>&lt;P&gt;I've lived in Colorado for the last 16 years or so.&lt;/P&gt;</description>
      <pubDate>Mon, 27 Jul 2026 04:18:23 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/Where-is-everyone-from/m-p/6870560#M89672</guid>
      <dc:creator>crystal626</dc:creator>
      <dc:date>2026-07-27T04:18:23Z</dc:date>
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      <title>Re: Where is everyone from?</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/Where-is-everyone-from/m-p/6870561#M89673</link>
      <description>&lt;P&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/884935"&gt;@Thomas_Thumb&lt;/a&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I wanted to make sure others were willing to disclose first as I didn't want to be the only one.&amp;nbsp;&lt;BR /&gt;&lt;BR /&gt;&lt;/P&gt;&lt;P&gt;im from CT&lt;/P&gt;</description>
      <pubDate>Mon, 27 Jul 2026 04:28:04 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/Where-is-everyone-from/m-p/6870561#M89673</guid>
      <dc:creator>SRT4kid93</dc:creator>
      <dc:date>2026-07-27T04:28:04Z</dc:date>
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    <item>
      <title>Re: Where is everyone from?</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/Where-is-everyone-from/m-p/6870566#M89674</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1183508"&gt;@SRT4kid93&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/884935"&gt;@Thomas_Thumb&lt;/a&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I wanted to make sure others were willing to disclose first as I didn't want to be the only one.&amp;nbsp;&lt;BR /&gt;&lt;BR /&gt;&lt;/P&gt;&lt;P&gt;im from CT&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1183508"&gt;@SRT4kid93&lt;/a&gt;&amp;nbsp; So you start a thread soliciting information, but you refuse to disclose first.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Ummm...yeah...that really makes sense. 🙄&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Mon, 27 Jul 2026 06:18:21 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/Where-is-everyone-from/m-p/6870566#M89674</guid>
      <dc:creator>millionsofmiles</dc:creator>
      <dc:date>2026-07-27T06:18:21Z</dc:date>
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      <title>Re: Where is everyone from?</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/Where-is-everyone-from/m-p/6870568#M89675</link>
      <description>&lt;P&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1117029"&gt;@millionsofmiles&lt;/a&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;First of all, there are 2 ways to say something.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;1)Politely and correctly&lt;/P&gt;&lt;P&gt;2) rude, sarcastic, and obnoxious for no reason other than to try to get a rise out of people or be a jerk because you feel you are safe due to the anonymity of the internet.&amp;nbsp;&lt;BR /&gt;&lt;BR /&gt;&lt;/P&gt;&lt;P&gt;you fall into category 2, there was absolutely no reason for that kind of response, you could have made your point without being a jerk.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;But in a nutshell, Yes exactly, there's absolutely no point in saying where I'm from if everyone else is just going to ignore the thread/not disclose.&amp;nbsp;&lt;BR /&gt;&lt;BR /&gt;&lt;/P&gt;&lt;P&gt;I can't tell you how many times I seen threads started and everyone completely ignores the original subject matter. (Exactly like you just did)&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;you didn't add anything to the discussion, you didn't answer my question, you completely ignored the original subject, and chose to only comment to try to attack me/shame me.&amp;nbsp;&lt;BR /&gt;&lt;BR /&gt;&lt;/P&gt;&lt;P&gt;so thank you for proving my point. I genuinely don't understand the point of coming onto a forum, which is designed to answer questions, and contribute to threads, and then by refusing to contribute, you actually do the exact opposite. And you make it worse by being genuinely unpleasant for absolutely no reason.&amp;nbsp;&lt;BR /&gt;&lt;BR /&gt;&lt;/P&gt;&lt;P&gt;why should I be the only one disclosing where I'm from? Why should anyone be the only one? That doesn't seem fair.&amp;nbsp;&lt;BR /&gt;&lt;BR /&gt;&lt;/P&gt;&lt;P&gt;I also made it very clear that if they didn't feel comfortable sharing, they didn't have to. They saw I hadn't yet disclosed my location, and were able to make a choice if they wanted to share anyways. I didn't hold a gun to anyone's head.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Mon, 27 Jul 2026 06:52:46 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/Where-is-everyone-from/m-p/6870568#M89675</guid>
      <dc:creator>SRT4kid93</dc:creator>
      <dc:date>2026-07-27T06:52:46Z</dc:date>
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      <title>Re: Where is everyone from?</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/Where-is-everyone-from/m-p/6870586#M89676</link>
      <description>&lt;P&gt;I want to apologize to everyone I probably took that too far. I &amp;nbsp;just genuinely care about this forum and so it comes from a space of wanting to see the forum be the best it could be&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;but there was a better way to say what I said&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Mon, 27 Jul 2026 16:15:37 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/Where-is-everyone-from/m-p/6870586#M89676</guid>
      <dc:creator>SRT4kid93</dc:creator>
      <dc:date>2026-07-27T16:15:37Z</dc:date>
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      <title>Re: Where is everyone from?</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/Where-is-everyone-from/m-p/6870592#M89677</link>
      <description>&lt;P&gt;I'm in the D/FW area as my user ID implies.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Mon, 27 Jul 2026 18:39:42 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/Where-is-everyone-from/m-p/6870592#M89677</guid>
      <dc:creator>dfwxjer</dc:creator>
      <dc:date>2026-07-27T18:39:42Z</dc:date>
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      <title>Re: Where is everyone from?</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/Where-is-everyone-from/m-p/6870627#M89678</link>
      <description>&lt;P&gt;I never would have made that implied connection.&lt;/P&gt;</description>
      <pubDate>Tue, 28 Jul 2026 01:41:00 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/Where-is-everyone-from/m-p/6870627#M89678</guid>
      <dc:creator>Thomas_Thumb</dc:creator>
      <dc:date>2026-07-28T01:41:00Z</dc:date>
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      <title>Re: Where is everyone from?</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/Where-is-everyone-from/m-p/6870630#M89679</link>
      <description>&lt;P&gt;Michigan.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;The state where you get to experience every season any time of the year, including the added boon of Canadian wildfires at random.&amp;nbsp; I thought my woodburner and bonfire pit put off a nice campfire smell,&amp;nbsp; Canada doesn't mess around for multiple years now.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 28 Jul 2026 10:18:32 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/Where-is-everyone-from/m-p/6870630#M89679</guid>
      <dc:creator>Realist</dc:creator>
      <dc:date>2026-07-28T10:18:32Z</dc:date>
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      <title>Re: Where is everyone from?</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/Where-is-everyone-from/m-p/6870644#M89681</link>
      <description>&lt;P&gt;Interesting. I reside in the Land of 10,000 Lakes where your claim on the seasons is justified (same here). We resemble a glacial plain many years with ice packs and deep snow over 100+ inches. Love the coniferous trees and the basic lack of people. Life in the out back is different and the real night lights are the Aurora Borealis. We do have culture and recreational activities despite our more remote life styles.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Not bothered by the 80+ mile an hour traffic as it is remote and we only go 70+. Slower during winter months (maybe). Fishing is great&amp;nbsp; along with boating, kayaking, canoeing, ATVs and snowmobiles as a fact of life. Even some sled dog racing with a touch of skiing for those so inclined.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Also, claim the largest fresh water lake in the world. You too share the same. Closest major cities are over 220 miles away. The only true interlopers are the people from the 612 telephone exchange and they act like out of towners.&lt;/P&gt;</description>
      <pubDate>Tue, 28 Jul 2026 09:32:04 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/Where-is-everyone-from/m-p/6870644#M89681</guid>
      <dc:creator>TrapLine</dc:creator>
      <dc:date>2026-07-28T09:32:04Z</dc:date>
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      <title>Re: Where is everyone from?</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/Where-is-everyone-from/m-p/6870657#M89683</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/884935"&gt;@Thomas_Thumb&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;I never would have made that implied connection.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;My apologies. My user ID is derived from my general location of D/FW.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 28 Jul 2026 15:18:08 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/Where-is-everyone-from/m-p/6870657#M89683</guid>
      <dc:creator>dfwxjer</dc:creator>
      <dc:date>2026-07-28T15:18:08Z</dc:date>
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      <title>Re: Where is everyone from?</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/Where-is-everyone-from/m-p/6870659#M89684</link>
      <description>&lt;P&gt;I'm spending my retirement in Florida, but I previously lived in a few Northeastern states.&lt;/P&gt;</description>
      <pubDate>Tue, 28 Jul 2026 15:56:02 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/Where-is-everyone-from/m-p/6870659#M89684</guid>
      <dc:creator>NoHardLimits</dc:creator>
      <dc:date>2026-07-28T15:56:02Z</dc:date>
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      <title>Re: Where is everyone from?</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/Where-is-everyone-from/m-p/6870704#M89686</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1177359"&gt;@TrapLine&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;Interesting. I reside in the Land of 10,000 Lakes where your claim on the seasons is justified (same here). Love the coniferous trees and the basic lack of people.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Fishing is great&amp;nbsp; along with boating, kayaking, canoeing, ATVs and snowmobiles as a fact of life.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Closest major cities are over 220 miles away. The only true interlopers are the people from the 612 telephone exchange and they act like out of towners.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1177359"&gt;@TrapLine&lt;/a&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;We have a lake home "up North" in Crow Wing County. Not so far North as you but plenty of wildlife and wilderness areas. Momma bear and 3 cubs strolled past our neighbor's front entrance last year - captured on motion detector video.&amp;nbsp; Memorable experiences canoeing the boundary waters.&lt;/P&gt;</description>
      <pubDate>Wed, 29 Jul 2026 01:07:03 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/Where-is-everyone-from/m-p/6870704#M89686</guid>
      <dc:creator>Thomas_Thumb</dc:creator>
      <dc:date>2026-07-29T01:07:03Z</dc:date>
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      <title>Re: Where is everyone from?</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/Where-is-everyone-from/m-p/6870717#M89688</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/884935"&gt;@Thomas_Thumb&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1177359"&gt;@TrapLine&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;Interesting. I reside in the Land of 10,000 Lakes where your claim on the seasons is justified (same here). Love the coniferous trees and the basic lack of people.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Fishing is great&amp;nbsp; along with boating, kayaking, canoeing, ATVs and snowmobiles as a fact of life.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Closest major cities are over 220 miles away. The only true interlopers are the people from the 612 telephone exchange and they act like out of towners.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1177359"&gt;@TrapLine&lt;/a&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;We have a lake home "up North" in Crow Wing County. Not so far North as you but plenty of wildlife and wilderness areas. Momma bear and 3 cubs strolled past our neighbor's front entrance last year - captured on motion detector video.&amp;nbsp; Memorable experiences canoeing the boundary waters.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Wildlife such as bears keeps one on their toes. The cubs look so playful and then there is mamma ...&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Used to hang out near Cross Lake and Manhattan Beach by the dam on Whitefish Lake (a lake place). Loved the area.&amp;nbsp;Also, had a place on Potato Lake north of Park Rapids but, preferred the Brainerd Lakes area.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;We do see moose (ornery), deer, bobcat, fox, and birds of varieties I do not see many other places. Loons come when I make a call to them and it is fun to watch them raise their babies (noting their real inability to walk on land - leg placement).&lt;/P&gt;</description>
      <pubDate>Wed, 29 Jul 2026 08:34:34 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/Where-is-everyone-from/m-p/6870717#M89688</guid>
      <dc:creator>TrapLine</dc:creator>
      <dc:date>2026-07-29T08:34:34Z</dc:date>
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    <item>
      <title>Re: Where is everyone from?</title>
      <link>https://ficoforums.myfico.com/t5/SmorgasBoard/Where-is-everyone-from/m-p/6870875#M89697</link>
      <description>&lt;P&gt;NC here and I see bears regularly.&amp;nbsp; In early April we had a nice incident where nearly every trash can and most recycling bins up and down my street were knocked over before the trucks ever came that morning.&amp;nbsp; We're getting a LOT more bear activity than we used to.&amp;nbsp; The black bear population in NC has more than quadrupled over 20yrs.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 31 Jul 2026 01:17:32 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/SmorgasBoard/Where-is-everyone-from/m-p/6870875#M89697</guid>
      <dc:creator>Zoostation1</dc:creator>
      <dc:date>2026-07-31T01:17:32Z</dc:date>
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