topic Combining Student Loan Trade lines? in Student Loans https://ficoforums.myfico.com/t5/Student-Loans/Combining-Student-Loan-Trade-lines/m-p/2090281#M11822 <P>My Sallie Mae accounts have been broken up into 6 separate tradelines and all of which are showing lates. I'm assuming each of the lines are having a negative impact on my score.<SPAN>Is there any way you can work with the SM to get them combined into one account number or trade line?</SPAN></P> Wed, 24 Apr 2013 12:38:56 GMT Anonymous 2013-04-24T12:38:56Z Combining Student Loan Trade lines? https://ficoforums.myfico.com/t5/Student-Loans/Combining-Student-Loan-Trade-lines/m-p/2090281#M11822 <P>My Sallie Mae accounts have been broken up into 6 separate tradelines and all of which are showing lates. I'm assuming each of the lines are having a negative impact on my score.<SPAN>Is there any way you can work with the SM to get them combined into one account number or trade line?</SPAN></P> Wed, 24 Apr 2013 12:38:56 GMT https://ficoforums.myfico.com/t5/Student-Loans/Combining-Student-Loan-Trade-lines/m-p/2090281#M11822 Anonymous 2013-04-24T12:38:56Z Re: Combining Student Loan Trade lines? https://ficoforums.myfico.com/t5/Student-Loans/Combining-Student-Loan-Trade-lines/m-p/2090309#M11823 <P>You could look into consolidating, if that would be easier in terms of making future payments.</P> Wed, 24 Apr 2013 12:57:50 GMT https://ficoforums.myfico.com/t5/Student-Loans/Combining-Student-Loan-Trade-lines/m-p/2090309#M11823 InvincibleSummer3 2013-04-24T12:57:50Z Re: Combining Student Loan Trade lines? https://ficoforums.myfico.com/t5/Student-Loans/Combining-Student-Loan-Trade-lines/m-p/2090339#M11824 <P>Right...and a consolidation is in order at some point, but all those tradelines would remain and hurt my score. A bit of wishful thinking on my part I'm sure but my question is strictly about trade lines.</P> Wed, 24 Apr 2013 13:18:57 GMT https://ficoforums.myfico.com/t5/Student-Loans/Combining-Student-Loan-Trade-lines/m-p/2090339#M11824 Anonymous 2013-04-24T13:18:57Z Re: Combining Student Loan Trade lines? https://ficoforums.myfico.com/t5/Student-Loans/Combining-Student-Loan-Trade-lines/m-p/2090349#M11825 <P>Without a consolidation there's no way to combine them. And you're correct in that this wouldn't help you with the lates that have already happened.</P> Wed, 24 Apr 2013 13:25:17 GMT https://ficoforums.myfico.com/t5/Student-Loans/Combining-Student-Loan-Trade-lines/m-p/2090349#M11825 InvincibleSummer3 2013-04-24T13:25:17Z