https://ficoforums.myfico.com/t5/Student-Loans/Student-Loans-with-a-Credit-Union-vs-Bank/m-p/3335638#M15956 <P>If you're asking about private student loans - the terms vary widely from lender to lender. &nbsp;As a rule, credit unions tend to be a little more consumer-friendly because they are owned by their customers. &nbsp;They can also have more lenient lending standards, but that is generalization, not a rule. &nbsp;If you're considering private loans, you'll want to shop around carefully and compare terms and interest rates. &nbsp;While a credit union may have the best offer for you, don't assume that will be the case.</P> Tue, 12 Aug 2014 01:12:21 GMT SCF 2014-08-12T01:12:21Z https://ficoforums.myfico.com/t5/Student-Loans/Student-Loans-with-a-Credit-Union-vs-Bank/m-p/3334794#M15953 <P>Has anyone taken a student loan (graduate) with a credit union? What are the benefits of this? Cons?</P> Mon, 11 Aug 2014 21:31:21 GMT https://ficoforums.myfico.com/t5/Student-Loans/Student-Loans-with-a-Credit-Union-vs-Bank/m-p/3334794#M15953 Anonymous 2014-08-11T21:31:21Z https://ficoforums.myfico.com/t5/Student-Loans/Student-Loans-with-a-Credit-Union-vs-Bank/m-p/3335638#M15956 <P>If you're asking about private student loans - the terms vary widely from lender to lender. &nbsp;As a rule, credit unions tend to be a little more consumer-friendly because they are owned by their customers. &nbsp;They can also have more lenient lending standards, but that is generalization, not a rule. &nbsp;If you're considering private loans, you'll want to shop around carefully and compare terms and interest rates. &nbsp;While a credit union may have the best offer for you, don't assume that will be the case.</P> Tue, 12 Aug 2014 01:12:21 GMT https://ficoforums.myfico.com/t5/Student-Loans/Student-Loans-with-a-Credit-Union-vs-Bank/m-p/3335638#M15956 SCF 2014-08-12T01:12:21Z