topic Re: Original Student Loans in Student Loans

Original Student Loans

StartinOver — Wed, 10 Sep 2014 20:00:27 GMT

I have had student loans for many years, starting when I first became a single parent. I could not survive without them, and the later I was homeless and then paying child support. During this time I have consolidated them a couple of times and used forebearance, etc. My time will be up next May, and I owe a large amount.

I was wondering if all the information about each loan follows to the new servicer? Can they tell the date, original loan amount, the type, the interest, etc?

Re: Original Student Loans

SCF — Thu, 11 Sep 2014 04:11:59 GMT

In general, yes, when a loan is transferred (whether through consolidation or being sold), all of the information about the original amount borrowed, interest rate, etc. follows the loan. With federal loans, all of that information is reported to the National Student Loan Data System, which you can also access to help make sense of what you owe.

Are you concerned that your loan terms changed when they were consolidated or sold?

Re: Original Student Loans

StartinOver — Fri, 12 Sep 2014 16:33:46 GMT

I understand they do averaging, so I know it changes, because of consolidation. I want to see the original loans and how much interest has accrued.

Re: Original Student Loans

StartinOver — Fri, 12 Sep 2014 16:35:11 GMT

thanks for your reply. Can you give me the link for umm, I can't see it now, what you mentioned above, the National Student Data?

Re: Original Student Loans

StartinOver — Mon, 15 Sep 2014 16:12:06 GMT

Does anyone know anything about the link that was mentioned above (National Student Loan Data System)? I would like to find it.

Re: Original Student Loans

Jeff532003 — Thu, 25 Sep 2014 13:52:04 GMT

https://www.nslds.ed.gov/nslds_SA/

That's the link for the website. Good luck!