topic Re: Disability Discharge Timelines in Student Loans

Disability Discharge Timelines

Anonymous — Tue, 12 Feb 2019 15:55:37 GMT

Hello MyFico:

On SSDI. Applied for Total & Permanent Disability.
Saw Dr. 12/03/2018. Application received 12/13/2018.

Pending Final Approval for almost 2 months. Today I log in. DisabilityDischarge.com says "Approved".

Nelnet.com has not updated. Credit Reporting agencies not yet updated.
Experian FICO 8 @712 as of today(Gardening for at least a year+).

Will update you dear people with any credit score changes. I do have a current installment loan(self-help FCU).

Thanks Gang!!

Re: Disability Discharge Timelines

Anonymous — Wed, 20 Feb 2019 02:41:35 GMT

Letter from nel-net received stating terms of total Permanent disability. Mailed on February 11, 2019.

Navient has not updated my loans yet.

Re: Disability Discharge Timelines

Anonymous — Sun, 24 Feb 2019 17:53:40 GMT

Student loans reporting as paid by Experian 2/24/2019.
FICO 8 score dropped 712 to 698.
Credit Builder installment loan in place may have helped prevent a larger drop.
Massive utilization of Disco card not yet reported, or settlement in full with Santander.. Am expecting score drops, then going back up as I pay down Discover, accounts age, baddies drop.