topic Deferred Student Loans in Student Loans

Deferred Student Loans

Schoolbuskid — Sat, 07 Mar 2009 16:40:48 GMT

Is it worth GWing a deferred student loan? My mother has three deferred student loans, only two of the accounts have lates on them. So whats your take on this? I'm trying to get her scores back up!

Re: Deferred Student Loans

Schoolbuskid — Tue, 10 Mar 2009 00:09:33 GMT

bump

Re: Deferred Student Loans

Anonymous — Thu, 19 Mar 2009 01:28:57 GMT

I am not sure if you got an answer to this but it certainly can't hurt you to try but chances are if you are dealing with Sallie Mae, they will not give it to you and you will just be frustrated. I have dealt with them with little to no success. Good luck.

Re: Deferred Student Loans

Schoolbuskid — Thu, 19 Mar 2009 13:00:43 GMT

Yea Guardian, i have noticed how stubborn they are, i have sent GW's in the past always shot them down.

Thx

Re: Deferred Student Loans

Anonymous — Thu, 19 Mar 2009 20:48:32 GMT

I am sorry to hear that but I suspected as much having dealt with them myself. They are actually reporting 13 items for me, and ALL of them were always in deferment until they were paid as part of a consolidation and yet somehow they are reporting 2 of these loans with 30-90 day lates and the fact is that it NEVER happened. I have disputed this through the CRAs, no change, still comes back verified which mind you is known bull. I have written them directly, no responses at all and when I finally got someone on the phone they told me, we don't process your loan anymore so we do not have any documentation or control over the reported items anymore, which is also a factual bull. Anyway, sorry for your troubles but wanted you to know you weren't alone and what to expect.