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    <title>topic DOE 8 years 9 months dispute in Student Loans</title>
    <link>https://ficoforums.myfico.com/t5/Student-Loans/DOE-8-years-9-months-dispute/m-p/6570983#M30180</link>
    <description>&lt;P&gt;Most things I've read says DOE will fall off after 7 years and mine is currently at 8 years and 9 months with an on record date until Dec 2023??&lt;BR /&gt;&lt;BR /&gt;&lt;/P&gt;&lt;P&gt;Anyone willing to offer advice or share their experience trying to dispute with them? I feel this is one account significantly holding back my scores.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thanks in advance&lt;/P&gt;</description>
    <pubDate>Wed, 27 Jul 2022 22:05:13 GMT</pubDate>
    <dc:creator>Blender</dc:creator>
    <dc:date>2022-07-27T22:05:13Z</dc:date>
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      <title>DOE 8 years 9 months dispute</title>
      <link>https://ficoforums.myfico.com/t5/Student-Loans/DOE-8-years-9-months-dispute/m-p/6570983#M30180</link>
      <description>&lt;P&gt;Most things I've read says DOE will fall off after 7 years and mine is currently at 8 years and 9 months with an on record date until Dec 2023??&lt;BR /&gt;&lt;BR /&gt;&lt;/P&gt;&lt;P&gt;Anyone willing to offer advice or share their experience trying to dispute with them? I feel this is one account significantly holding back my scores.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thanks in advance&lt;/P&gt;</description>
      <pubDate>Wed, 27 Jul 2022 22:05:13 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Student-Loans/DOE-8-years-9-months-dispute/m-p/6570983#M30180</guid>
      <dc:creator>Blender</dc:creator>
      <dc:date>2022-07-27T22:05:13Z</dc:date>
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    <item>
      <title>Re: DOE 8 years 9 months dispute</title>
      <link>https://ficoforums.myfico.com/t5/Student-Loans/DOE-8-years-9-months-dispute/m-p/6575206#M30195</link>
      <description>&lt;P&gt;The FCRA doesnt cover SLs that are guaranteed by the federal government, the Higher Education Act does.&lt;/P&gt;</description>
      <pubDate>Sat, 06 Aug 2022 16:38:59 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Student-Loans/DOE-8-years-9-months-dispute/m-p/6575206#M30195</guid>
      <dc:creator>gdale6</dc:creator>
      <dc:date>2022-08-06T16:38:59Z</dc:date>
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