https://ficoforums.myfico.com/t5/Student-Loans/Private-Loan-Forebearance/m-p/521602#M3356 <P>It's neither bad nor good.&nbsp; Interest still accrues and will be capitalized after the forbearance ends, so you'll owe more, but if you can't pay then forbearance will prevent default.</P><P>&nbsp;</P><P>I really don't understand what the big deal about "capitalization" is.&nbsp; If I stopped paying my car loan, interest would still accrue and I'd have to pay it all anyway.&nbsp; Same with credit cards.</P> Wed, 17 Jun 2009 19:16:25 GMT Anonymous 2009-06-17T19:16:25Z https://ficoforums.myfico.com/t5/Student-Loans/Private-Loan-Forebearance/m-p/521474#M3350 Hi - I have a private loan. Is it bad for it to go to Forebearance for 3 months? Wed, 17 Jun 2009 16:13:41 GMT https://ficoforums.myfico.com/t5/Student-Loans/Private-Loan-Forebearance/m-p/521474#M3350 Anonymous 2009-06-17T16:13:41Z https://ficoforums.myfico.com/t5/Student-Loans/Private-Loan-Forebearance/m-p/521602#M3356 <P>It's neither bad nor good.&nbsp; Interest still accrues and will be capitalized after the forbearance ends, so you'll owe more, but if you can't pay then forbearance will prevent default.</P><P>&nbsp;</P><P>I really don't understand what the big deal about "capitalization" is.&nbsp; If I stopped paying my car loan, interest would still accrue and I'd have to pay it all anyway.&nbsp; Same with credit cards.</P> Wed, 17 Jun 2009 19:16:25 GMT https://ficoforums.myfico.com/t5/Student-Loans/Private-Loan-Forebearance/m-p/521602#M3356 Anonymous 2009-06-17T19:16:25Z