topic Re: Salllie Mae loan in Student Loans

Salllie Mae loan

Anonymous — Mon, 06 Jul 2009 00:51:00 GMT

I have been check ing my credit reports and it looks based on the date that saliie mae has reported on me twice for the same loan. I defaulted on it but then was paying on it so it went back to aes. so now it looks liek i never paid on the sallie mae loan whenit is up to date with aes . Can iIhave that deleted and should I call the credit agencies or sallie mae.

Re: Salllie Mae loan

Anonymous — Mon, 06 Jul 2009 13:53:58 GMT

Is this a private or federal loan? What you are asking is not very clear.

With federal loans, sallie mae filed a default claim with your guarantor. Their tradeline is zero'd out but the negative line remains.

Re: Salllie Mae loan

Anonymous — Mon, 06 Jul 2009 23:26:44 GMT

stafford loan----i was checking my credit report and they have the same loan listed twice----once as sallie mae defaulted and aes paying on tiem------it should be listed under aes liek it is under my transunion----i just called aes and they said the salliemae should not have that listed as defaulted and to mail them a copy of that page of my credit report------so could this have been keeping my score at 669 with Equifax??????

Re: Salllie Mae loan

Anonymous — Wed, 11 Nov 2009 16:11:01 GMT

Any update on this? I just pulled my credit report and the exact same thing has happened to me. NOT a pleasant surprise to see you have 50k instead of 24k Student Loan debt - to top it off, for some reason a couple are showing $5000 as the limit but an amount OVER that borrowed, so even though I'm in deferment, it's showing a 109% debt to available ratio!

I consolidated my SL's in early 2008 and (dumb, I know) just checked my credit report now because I was confused on why I was getting letters about "too many lines of credit" on 2 of my credit cards.

Weirdly, Experian seems to be mostly updated (ie, shows them as 'paid/transferred'), but Equifax and Transunion's records are just frightening.

Has anyone had success getting this stuff fixed? Did it help your score? I'm guessing 109% is uh NOT a good number on installment loans. And I'd paid off my car! Grumble.