https://ficoforums.myfico.com/t5/Student-Loans/Can-AES-do-this-to-me/m-p/578304#M3855 <P>Hello everyone!&nbsp; This is my first time posting to these forums but I have been watching them for the last few months while trying to build my credit.&nbsp; My problem lies with a Private education loan I received about 4 years ago.&nbsp; Since I was a freshman in college at the time I didn't have enough credit to receive the loan so my mother cosigned for it.&nbsp; Everything was fine (albeight the high interest rate), until&nbsp;I graduated from college last year and was trying to gather my student loan bills together to start paying on them.&nbsp; At the same time I checked my fico score and report and everything was as to be expected except for this student loan that said I defaulted on it.</P><P>&nbsp;Needless to say I called AES and they explained to me that my parents had claimed bankruptcy and since my mom cosigned the loan it automatically defaulted and was sent to another company.&nbsp; It took me almost another week of calls to find out what company had the loan and to get a hold of them.&nbsp; They said that the interest is still accruing on the loan and I will not have to start repaying it until my parent's backruptcy is over.&nbsp; I am really confused as to how they could do this to me since it was no fault of my own.&nbsp; Now I have a defaulted loan reported on my credit report and I have a loan accruing interest that I can't pay on until my parent's bankruptcy is over.&nbsp;</P><P>Can they do this to me?&nbsp; I have contested the mark&nbsp;to the credit bureaus and TU has already thrown&nbsp;it off of my report, and&nbsp;my score went up.&nbsp; I am still waiting&nbsp;to hear about the others.&nbsp;</P><P>HELP!</P> Thu, 24 Sep 2009 14:45:07 GMT ejoshmo 2009-09-24T14:45:07Z https://ficoforums.myfico.com/t5/Student-Loans/Can-AES-do-this-to-me/m-p/578304#M3855 <P>Hello everyone!&nbsp; This is my first time posting to these forums but I have been watching them for the last few months while trying to build my credit.&nbsp; My problem lies with a Private education loan I received about 4 years ago.&nbsp; Since I was a freshman in college at the time I didn't have enough credit to receive the loan so my mother cosigned for it.&nbsp; Everything was fine (albeight the high interest rate), until&nbsp;I graduated from college last year and was trying to gather my student loan bills together to start paying on them.&nbsp; At the same time I checked my fico score and report and everything was as to be expected except for this student loan that said I defaulted on it.</P><P>&nbsp;Needless to say I called AES and they explained to me that my parents had claimed bankruptcy and since my mom cosigned the loan it automatically defaulted and was sent to another company.&nbsp; It took me almost another week of calls to find out what company had the loan and to get a hold of them.&nbsp; They said that the interest is still accruing on the loan and I will not have to start repaying it until my parent's backruptcy is over.&nbsp; I am really confused as to how they could do this to me since it was no fault of my own.&nbsp; Now I have a defaulted loan reported on my credit report and I have a loan accruing interest that I can't pay on until my parent's bankruptcy is over.&nbsp;</P><P>Can they do this to me?&nbsp; I have contested the mark&nbsp;to the credit bureaus and TU has already thrown&nbsp;it off of my report, and&nbsp;my score went up.&nbsp; I am still waiting&nbsp;to hear about the others.&nbsp;</P><P>HELP!</P> Thu, 24 Sep 2009 14:45:07 GMT https://ficoforums.myfico.com/t5/Student-Loans/Can-AES-do-this-to-me/m-p/578304#M3855 ejoshmo 2009-09-24T14:45:07Z