https://ficoforums.myfico.com/t5/Student-Loans/will-paying-on-a-forbearanced-student-loan-increase-my-credit/m-p/623297#M4249 <P>I've determined based reading the other posts that when attempting to increase my FICO and get a mortgage, consolidating my massive amounts of student loans would initially drop my scores, so I'm gonna hold off on that. But my question relates to those that I have in forbearance. If they are all in forbearance right now, will it help or hurt my FICO if I took one or all of them out of forbearance and began making payments? I'm also concerned about my debt-ratio, which is impacting my credibility with the mortgage companies.</P><P>&nbsp;</P><P>Hoping for some direction!</P> Thu, 21 Jan 2010 21:29:08 GMT Anonymous 2010-01-21T21:29:08Z https://ficoforums.myfico.com/t5/Student-Loans/will-paying-on-a-forbearanced-student-loan-increase-my-credit/m-p/623297#M4249 <P>I've determined based reading the other posts that when attempting to increase my FICO and get a mortgage, consolidating my massive amounts of student loans would initially drop my scores, so I'm gonna hold off on that. But my question relates to those that I have in forbearance. If they are all in forbearance right now, will it help or hurt my FICO if I took one or all of them out of forbearance and began making payments? I'm also concerned about my debt-ratio, which is impacting my credibility with the mortgage companies.</P><P>&nbsp;</P><P>Hoping for some direction!</P> Thu, 21 Jan 2010 21:29:08 GMT https://ficoforums.myfico.com/t5/Student-Loans/will-paying-on-a-forbearanced-student-loan-increase-my-credit/m-p/623297#M4249 Anonymous 2010-01-21T21:29:08Z