https://ficoforums.myfico.com/t5/Student-Loans/How-long-do-you-think-it-ll-take-to-make-a-difference/m-p/629486#M4308 My husband was in default on student loans, but we have been paying since last March/April on time so I called today to see about getting them out of default status. The lady said that he will have a letter going out either today or tomorrow that just needs signed and returned. As long as it is returned by the due date they will show them all as current (this is all through the NC education authority, if that matters). Right now it show 7 collection accounts for the student loans, and I'm not entirely sure what to expect. Will it wipe out all the negatives? Will it show current now but still show a bunch of old lates? I wonder how long it'll take to hit the credit report. Wed, 03 Feb 2010 21:32:53 GMT Anonymous 2010-02-03T21:32:53Z https://ficoforums.myfico.com/t5/Student-Loans/How-long-do-you-think-it-ll-take-to-make-a-difference/m-p/629486#M4308 My husband was in default on student loans, but we have been paying since last March/April on time so I called today to see about getting them out of default status. The lady said that he will have a letter going out either today or tomorrow that just needs signed and returned. As long as it is returned by the due date they will show them all as current (this is all through the NC education authority, if that matters). Right now it show 7 collection accounts for the student loans, and I'm not entirely sure what to expect. Will it wipe out all the negatives? Will it show current now but still show a bunch of old lates? I wonder how long it'll take to hit the credit report. Wed, 03 Feb 2010 21:32:53 GMT https://ficoforums.myfico.com/t5/Student-Loans/How-long-do-you-think-it-ll-take-to-make-a-difference/m-p/629486#M4308 Anonymous 2010-02-03T21:32:53Z https://ficoforums.myfico.com/t5/Student-Loans/How-long-do-you-think-it-ll-take-to-make-a-difference/m-p/629536#M4310 if i had to guess, i would say that it will show you used to be late, but are now current. Wed, 03 Feb 2010 22:45:20 GMT https://ficoforums.myfico.com/t5/Student-Loans/How-long-do-you-think-it-ll-take-to-make-a-difference/m-p/629536#M4310 laz98 2010-02-03T22:45:20Z https://ficoforums.myfico.com/t5/Student-Loans/How-long-do-you-think-it-ll-take-to-make-a-difference/m-p/631512#M4338 <P>When I completed my rehab 2 months ago it wiped out all negative/and past dues on one loan.... The other loan that I rehabbed at the same time has yet to update.... Hopefully it will soon!</P> Mon, 08 Feb 2010 01:23:26 GMT https://ficoforums.myfico.com/t5/Student-Loans/How-long-do-you-think-it-ll-take-to-make-a-difference/m-p/631512#M4338 happy101 2010-02-08T01:23:26Z