https://ficoforums.myfico.com/t5/Student-Loans/How-to-Blitz-Student-Loan-debt/m-p/830826#M5821 <P>Just a couple of questions.&nbsp; What is your ultimate goal?&nbsp; Is the goal to have your SL paid off as quickly as you can, or is it to make your monthly payments affordable?&nbsp; Also, were these federal student loans that have been cosolidated or did you just give the "total" of your student loans even though they have not been consolidated.&nbsp; Just trying to get some more info to help you with a plan of attack.</P> Fri, 28 Jan 2011 18:47:08 GMT Tazman81 2011-01-28T18:47:08Z https://ficoforums.myfico.com/t5/Student-Loans/How-to-Blitz-Student-Loan-debt/m-p/829516#M5807 <P>I'm preparing to start a Dave Ramsey inspired blitz on my student loan debt. &nbsp;The current loan is ~46,000 with a monthly payment of ~320 with only 50 of that going towards principle loan amount. &nbsp;My question is one of strategy. &nbsp;Is there some repayment option I can use to reduce the monthly payment with the understanding that I'd be making double (possibly more) payments. &nbsp;When I speak of repayment options I refer to those seen <A target="_self" rel="nofollow" href="http://www.finaid.org/loans/repayment.phtml">here.</A> &nbsp;Is there some plan of attack to be found via repayment options or is paying X amount over the monthly 320 my only option?</P><P>&nbsp;</P> Thu, 27 Jan 2011 00:56:08 GMT https://ficoforums.myfico.com/t5/Student-Loans/How-to-Blitz-Student-Loan-debt/m-p/829516#M5807 CluelessCredit 2011-01-27T00:56:08Z https://ficoforums.myfico.com/t5/Student-Loans/How-to-Blitz-Student-Loan-debt/m-p/830826#M5821 <P>Just a couple of questions.&nbsp; What is your ultimate goal?&nbsp; Is the goal to have your SL paid off as quickly as you can, or is it to make your monthly payments affordable?&nbsp; Also, were these federal student loans that have been cosolidated or did you just give the "total" of your student loans even though they have not been consolidated.&nbsp; Just trying to get some more info to help you with a plan of attack.</P> Fri, 28 Jan 2011 18:47:08 GMT https://ficoforums.myfico.com/t5/Student-Loans/How-to-Blitz-Student-Loan-debt/m-p/830826#M5821 Tazman81 2011-01-28T18:47:08Z