I'd love to know how this works out, and what the experts have to say. I too have a problem providing POI (about 55K), which is also in the form of scholarships, grants, VA disability, etc.
Conclusion: You can get the loan if you have shown your ability to pay and have good credit score. PenFed is a good place to start.
Totally agree. I believe it is a YMMV experience.
Guess my credit score helped it out and I have 0 debt.
Just called this morning and the check will arrive tomorrow.
Thank you all for the advise.