Hello people. This is my first post, but i must confess the amount of information i was able to aquire from here is PRICELESS! Thanks to all of you, i have been able to apply for credit cards succesfully. However, i am in desperate need for help now.
So, I have a car (Ford) that i bought when i came back to the U.S (I've been living in Europe ever since i was young. The car was worth the money ofcourse being a $3,500 car you wouldn't expect to last a lifetime but i had no credit history what so ever when i bought. I am a college student, Junior to be precise, the car broke down on me and after i spent close to $1000 over a span of 3 month i finally gave up. I am in desperate need of a car i Work Part time at a college at the IT Deparment, also full time student. I make around $15,000 a year. I have four credit cards, BofA & Barclays $1,500 each 3months old. A capital one $700 limit 1.5 yearsand orchard $300 9 months. I have been paying my balance to almost all credit cards in full, up until August were i had to buy a laptop. Anyways my utilization is pretty high 70% now. I was wondering based on this will i be able to finance a car? i would also like to buy new so that i can focus on my studies and not worry about repair bills.
Thank you.
