Thanks all for the advice! I appreciate no one getting ugly and reaming me for even thinking about a repo. I knew in my heart of hearts its not what would be the ideal route but was looking for some fresh perspective. I have made an appt for my check engine light to be further evaluated at my mechanic ( no, NOT the dealer). Hopefully, it will be something not super $$$ to fix. But I can't move forward until I know for sure what kind of cost I'm looking at. I have been paying a little more than my min pymt for my loan the whole time and think with my scores right now I will probably stand to get a better interest rate if, instead of putting extra $ towards my principal on this car, I save the extra $$$ for a better down pymt on the next one.