Alliant FCU auto loans

[Anonymous]

Anyone know which version of Eq they use for auto loans?

I have an offer from USAA but, 3.99% isn't that great

[Anonymous]

No one?

I know it's an unusual version. MyFICO has my scores anywhere from 688-723 but, I believe Alliants' best APR is 700 or above, IIRC.

[Gmood1]

I would look else where. Penfed will beat that rate easily with your scores.

[Anonymous]

Thanks but, I already have several accounts, including a car loan with PenFed. I'm skeptical they'd approve another. DCU & NASA won't give me the correct time.

[Gmood1]

Well you never know unless you try. If everything else is paid as agreed. They might be your best bet. If I didn't already have a car loan with them, there's no way they would have given me $28K in SL's last month on two CC's.

[Anonymous]

I'll keep them in mind.

My reluctance is also concerning another HP, I got 2 back in April with that loan because I changed the amount of loan...I DECREASED the amount requested.

Alliant was very competitive though, they offered 2.24% up to 60 mos, PF offered 1.99% for 36. I just can't remember which Eq version.