No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Credit Score: 611 629 631
AAoA: 3.8-4.2
# of positive trade lines: 18
# of negative trade lines:5
Income: 23-30k
Lenght of Employment: 10
Previous Loan Experience: 2 paid auto loans
Debt-to-Income (DTI): 25%
Year of Car: 2016/17
Miles: 0
Purchase/Refinance: buy/lease
Requested loan term (XX Months):60-84
Down payment amount: Trade in 2005 Nissan Pathfinder - paid off w/ 116k miles
Co-borrower/Co-Signer: no
Other: looking to purchase 2016-17 Honda Accord Sport
Should i lease or buy? Just found out today, the tranny is going bad in my pathfinder, need to trade in ASAP.
It depends. Do you hold onto your cars for a few years or do you trade in every couple of years? If you tend to hold onto your car, buy it, especially an Accord since they hold their value very well.
Well i kept my Pathfinder for 8 years...paid off for 2...I really want to get into leasing. But economically i think trading in on a purchase would serve me best in the long run.
Well i went to a dealer today, they said i am approved for both a lease and purchase, pending my trade in. I'm leaning more toward a lease right now which they quoted me a 4% rate for the lease, it will be higher if i purchase. My auto score was 617.
I'm currently working with two dealers, my local dealer is selling for Accord Sport 24860, they do price match if i can get a bill of sale from the other dealer who is selling their Accord Sport fo 21482 in virginia.
I closed my deal on Aug 11....APPROVED through American Honda for a 2017 Accord Sport SE in San Marino Red....loving my new ride!
Im not sure how honda works but Acura financial services approved me yesterday, I have fair credit and got approved for a 2016 Acura ilx, $299 a month for a 36 month lease.
@Schoolbuskid wrote:I closed my deal on Aug 11....APPROVED through American Honda for a 2017 Accord Sport SE in San Marino Red....loving my new ride!
Nice.. Enjoy your new ride.