Any car loan approval without income verification or proof of income?

[Anonymous]

That 800+ Auto Fico is certainly nice and surely helped. Congrats.

[Anonymous]

I've never had to give income verification for any auto loan. Not before nor after my bankruptcy. I've had many different models and lenders.

[Anonymous]

Impressive, considering the scores you posted are all below 700. How did you pull it off if you don't mind my asking?

[Anonymous]

Radogg99 - my auto scores (and mortgage) scores are quite a bit higher than my fico 08 scores, my auto payment history is old and perfect and still reporting on my cr's as such. That might be why, don't know??? I though penfed would want proof when I refinanced but nope.

[lincar66]

The only time I had to provide poi on any of my auto loans is 4 months post repo (fully understandable) but when your that subprime they are giving the SPECIFIC CAR a loan because it has super high equity like selling for thousands under book.


Even going for my second auto loan no poi

[Anonymous]

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@Dj4Money wrote:

 With a 635 EX score (605 Auto FICO), I bought my car new, no money down ($500 rebate) at the start of 2015 (it's a 2015) with ZERO income verify. 

 Didn't have to provide check stubs or tax returns. Bank never asked either and they had two or three chances to do so. But they are a sub-prime lender and even have a 10 day grace period.

 I re-fi'ed in August of last year.

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Which lender did you go through?

[Dj4Money]

 Gateway One Lending.

 You can't simply apply to them, they only work with dealers.  Of the two dealers I know they work with -

 Antelope Valley Ford and Hyundai/Ford of Kirkland, WA 

 I'm sure there's more. That said I was approved by Hyundai Finance with a TU score below that and a better interest rate. But I had problems with my TU which had me listed as deceased...

 I guess it's okay now.

 Chances are they won't ask for check stubs these days because car sales is keeping the economy moving.

[Anonymous]

did you have perfect credit? if not, what is name of company? i need help..thanks

[GalaxyStars]

I wasn't asked for any paystubs or such at a Mazda dealer when I purchased my new car.