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Thaks for your replies!
Any idea what a bmw dealership asks for when it comes to a lease? And separate...any idea what bmw financial ask for when taking over a lease? I spoke with them and they said what they approve has no connection or relation to the delaership. If my lease take-over deal doesn't go through, they said I would not be able to take that approval to the dealership as each dealership has to process their own app.
i buy/lease often, and I've never had my income verified
thanks for feedback. i appreciate it
You post reminded me I was not asked for any income verification when I went to dealership. I walked out with a Mercedes Benz at 2.49% with no downpayment.
Thanks for the feedback. Would be great if I could walk out with a deal like that. Benz.. No down. Sweet. I'll find out how it goes in this next month. Hopefully it's as smooth as you guys say. Thanks
If that's ur actual score on bottom of profile u shouldn't have a problem.. Assuming it's strong score meaning u have installment loan and depend and amount u want financed.. I got a 199800 car loan without income verification but I also have a strong 810 score with long history of installment loan at time of purchase of that vehicle I have 12 installment loans already currently I have 18 installment loan
@Anonymous wrote:If that's ur actual score on bottom of profile u shouldn't have a problem.. Assuming it's strong score meaning u have installment loan and depend and amount u want financed.. I got a 199800 car loan without income verification but I also have a strong 810 score with long history of installment loan at time of purchase of that vehicle I have 12 installment loans already currently I have 18 installment loan
Yes the scores in my signature are correct. My experian just bumped up to 809 from 712 yesterday. I only had one card and I was approved for the other two cards yesterday. Somehow those two amex cards changed my Exp score dramatically. On my AAOA, I'm not really too sure. I still haven't gone as far as getting a handle on that. I have old mortgage acct, old car loan acct, 40k in student loans, but I really need to nail down the specific accts I have, their age and their contibution to my credit. This is where I'm a little lost. Im 37 so it's not like It's new credit, but I did have some trouble in the past, no activity for few years, then started rebuilding again in 2012.