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Just curious if there are any auto financing lenders/companies/CU's that still use FICO 8 or Vantage Scores at all?
I would guess that 99.99999999% of auto lenders use Fico 08 auto enhanced. And that .000000000001 place uses vantage still. Vantage is dead. Long live fico.
@Dragen wrote:
There are threads on here that stated Carvana uses Vantage.
Yes, but it hasn't been confirmed that the underwriter for Carvana uses the Vantage score to actually underwrite and sell the loan.
I was talking to Carvana and they confirmed that is the model they use Vantage 3.0