Great car, but....oh, hon...please be careful. I was where you were 12 years ago and trust me I would do it all different in terms of my financial activities.
Was going to buy one until I read about the substantial transmission problems, especially with the Sport version...had to get an auto lawyer and won.
I'm right there with you....
I have a 1995 Acura Integra with over 320k miles and a 2007 Honda Civic with 120k and no repairs on either, just typical maintenance.
I'm now looking for a newer TL as I've given the previous vehicles away.
ANNUAL INCOME: $75,000
MISCELLANEOUS COMMENTARY: We traded in our 2003 Infiniti g35 coupe and rolled 1800 in negative equity in to the lease. We didn't put anything down other than first payment and the remainder of TTL. My wife does not have great credit(we used hers) but they allowed her to count my income in "other". Considering we got approved for a tier 3 lease, our sales guy worked to get the rates down a little bit and ended up getting what I found to be a quite good money factor. The residual on the car in 3 years is 15,400. Was very happy with Volkswagen. This process even with below average credit took little to no work.
dac1 wrote:APPROVING BANK: JP Morgan ChaseBUREAU PULLED: TransunionCREDIT SCORE: 746CUSTOMER STATE OF RESIDENCE: OhioNEW/USED: NEWYEAR OF VEHICLE: 2013MAKE: FordMODEL: Explorer XLTMILEAGE: 6RETAIL/LEASE: RetailAMOUNT OF LOAN: $37536TERM CONTRACTED: 72 monthsAPR/LEASE RATE: 3.09%MONTHLY PAYMENT: 580ANNUAL INCOME: 116,000
Excellent choice going with an Explorer
Congrats on the car- are you sure the interest rate monthly payment/ loan amounts are correct? $450 a month for 72 months is $32,400 total for a $20,000 loan.