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Auto Loan Approvals!

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Anonymous
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Re: Auto Loan Approvals!


APPROVING BANK: Navy Ferderal
BUREAU PULLED: EQ
CREDIT SCORE: 658
CUSTOMER STATE OF RESIDENCE: San Diego CA
NEW/USED: NEW
YEAR OF VEHICLE: 2017
MAKE: HONDA
MODEL: PILOT EX-L 2WD
MILEAGE: 8
RETAIL/LEASE: RETAIL
AMOUNT OF LOAN: 35,000
TERM CONTRACTED: 72 MONTHS
APR/LEASE RATE: 2.6
MONTHLY PAYMENT: 525
ANNUAL INCOME: 40,000
DEBT TO INCOME RATIO: 28%

6 months ago finished paying a refinance auto loan with them 11,000 at 6% 44 months. A month ago approved me for a $8,000 personal loan at 10% 25 months.
Message 3771 of 4,736
Anonymous
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Re: Auto Loan Approvals!

😳 wow congrats fam
Message 3772 of 4,736
Anonymous
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Re: Auto Loan Approvals!

Thanks. Was in shock when navy approved me..
It was just a " what the heck lets see what navy approves me for" cause before that PENFED gave me a 10% interest on a 30,000 loan 72 months using the same HP they pulled on me 2 weeks ago for membership. So after that i was just curious to see what navy could give me.
Message 3773 of 4,736
Anonymous
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Re: Auto Loan Approvals!

APPROVING BANK: PenFed
BUREAU PULLED: Eq
CREDIT SCORE: 632
CUSTOMER STATE OF RESIDENCE: NM
NEW/USED: Used
YEAR OF VEHICLE: 2016
MAKE: Cadillac
MODEL: SRX
MILEAGE: 28k
RETAIL/LEASE: $34k
AMOUNT OF LOAN: $30k
TERM CONTRACTED: 72m
APR/LEASE RATE: 3.99%
MONTHLY PAYMENT: $470
ANNUAL INCOME: ~$95k
DEBT TO INCOME RATIO:
MISCELLANEOUS COMMENTARY: I was initially denied and on a whim figured I would send in an email asking for a recon. Came back asking for POI and then it was off to the races.

Message 3774 of 4,736
Anonymous
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Re: Auto Loan Approvals!

Man these are great posts and numbers !!
Message 3775 of 4,736
Anonymous
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Re: Auto Loan Approvals!

APPROVING BANK: Chase
BUREAU PULLED: Transunion
CREDIT SCORE: 668
CUSTOMER STATE OF RESIDENCE: IL
NEW/USED: New
YEAR OF VEHICLE: 2017
MAKE: Mazda
MODEL: Cx-5
MILEAGE: 11
RETAIL/LEASE: $24k
AMOUNT OF LOAN: $30k
TERM CONTRACTED: 75m
APR/LEASE RATE: 9%
MONTHLY PAYMENT: $542 (rolled 4K in neg equity over, gap included
ANNUAL INCOME: ~$45k
DEBT TO INCOME RATIO: 33%
MISCELLANEOUS COMMENTARY: 19months out of chapter 7, first loan had 18% interest rate. Plan to refinance around year mark . Happy with my purchase and second chance.
Message 3776 of 4,736
Anonymous
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Re: Auto Loan Approvals!

APPROVING BANK: Alliant Creot union
BUREAU PULLED: i think it was TU
CREDIT SCORE: 750
CUSTOMER STATE OF RESIDENCE: Wa
NEW/USED: New
YEAR OF VEHICLE: 2017
MAKE: Tesla
MODEL: S 90D
MILEAGE: 0
RETAIL/LEASE: 90,500
AMOUNT OF LOAN: 80,000
TERM CONTRACTED: 75m
APR/LEASE RATE: 0.99
MONTHLY PAYMENT:

Largest auto loan to date! Before that, was a 37,000 auto loan with PenFed so I was shocked!
Message 3777 of 4,736
Anonymous
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Re: Auto Loan Approvals!

Congrats on the Tesla, great vehicle.

 

Hey folks, I'm trying to decide whether or not I want to prequalify for my next car.  I'll need a 60-70k loan on 125k/yr income. 750+ scores across the board with no derogs and low utilization. Think this is likely? Don't want to bother with the inquiries if it's not likely to happen..

Message 3778 of 4,736
Anonymous
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Re: Auto Loan Approvals!

Credit to MarvBear for an excellent idea on another forum; this thread is to be used for your Auto Loan Approvals just copy and paste!

APPROVING BANK: DCU
BUREAU PULLED: EQ
CREDIT SCORE: 743
CUSTOMER STATE OF RESIDENCE:
NEW/USED: CPO
YEAR OF VEHICLE: 2016
MAKE: Volvo
MODEL: XC90
MILEAGE: 20,000
RETAIL/LEASE: 47292 out the door
AMOUNT OF LOAN: 45
TERM CONTRACTED: 65
APR/LEASE RATE: 2.49
MONTHLY PAYMENT: 714
ANNUAL INCOME: 85k
DEBT TO INCOME RATIO: NA
MISCELLANEOUS: low Aaoa 8 months. Good DTI. Asked for 45 before I knew what vehicle approved 2.49% also got VISA 5 k same pull. Upload a few docs and check FedEx next day
Message 3779 of 4,736
Anonymous
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FINALLY GET TO POST MINE!

APPROVING BANK: 3rd Party Dealer
BUREAU PULLED: EXP
CREDIT SCORE: 663
CUSTOMER STATE OF RESIDENCE: CA
NEW/USED: Used
YEAR OF VEHICLE: 2017
MAKE: Dodge
MODEL: Charger
MILEAGE: 7,800
RETAIL/LEASE: RETAIL
AMOUNT OF LOAN: 21,000
TERM CONTRACTED: 60 mos
APR/LEASE RATE: 8.95%
MONTHLY PAYMENT: Approx $412
MISCELLANEOUS COMMENTARY: Will refinance later. 

Message 3780 of 4,736
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