No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
APPROVING BANK: Capital One Auto
BUREAU PULLED: All 3
CREDIT SCORE: Hi: 685 - Low 675
CUSTOMER STATE OF RESIDENCE: DE
NEW/USED: Used
YEAR OF VEHICLE: 2007 (rate is variable with the year of car you purchase)
MAKE: Chevy
MODEL: Equinox
MILEAGE: 22,300
RETAIL/LEASE: Retail
AMOUNT OF LOAN: $ was approved up to $20K
TERM CONTRACTED: 60 mo
APR/LEASE RATE: 8.2% (if I chose a 2008 vehicle - 7.7%; 2009 - 7.2)
MONTHLY PAYMENT: $ N/A
MISCELLANEOUS COMMENTARY: DIDN'T TAKE THE LOAN - I went to my credit union the next morning
AND...
APPROVING BANK: DPL Federal Credit Union
BUREAU PULLED: TU
CREDIT SCORE: 685 (prop 680 after the Capital One pull)
CUSTOMER STATE OF RESIDENCE: DE
NEW/USED: Used
YEAR OF VEHICLE:2007
MAKE: Chevy
MODEL: Equinox
MILEAGE: 22,300
RETAIL/LEASE: Retail
AMOUNT OF LOAN: $17,252 (16,775.00 for car, included disability ins & taxes in loan)
TERM CONTRACTED: 60 mo
APR/LEASE RATE: 5.5%
MONTHLY PAYMENT: $379 (incl disability ins).
MISCELLANEOUS COMMENTARY: One year ago I was in the low to mid 500's a/k/a 10th Circle of Hell. I worked - extremely hard - to get my report clean. I have no baddies now except our discharged Chapter 13 (2/2009). I also have an auto loan that I paid off three years early back in 2004. I had to pay NO MONEY DOWN and my car payments are payroll deducted. YIPPEE!!
I couldn't be more happy - if I can do it - you can do it too - JOIN A CREDIT UNION!