Auto Loan Approvals!

[Anonymous]

I just want to update the last post by adding that the 65000 includes negative equity of 4000+taxes+ registration/title fees. The asking price for the 2017 audi S6 was 56,995.

[Loquat]

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@Anonymous wrote:
Got approved today through audi financial for a C.P.O. 2017 s6. Total loan amount @$65000 with 5% APR. CREDIT SCORE :635 EXPERIAN. Payment is 1100 per month

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The S6 is something special.  I've looked at them on a few occasions.  They always catch my eye...that and the BMW M3.

[Anonymous]

The car is worth every penny. I was paying 16.9% on my previous vehicle, acura TL, but when audi financial approved me for 5%, it was a no-brainer.
The car satisfies three purposes well: brutally quick, a sleeper, and it flies under-the-radar. No fan-fair. When you see the BMW m3, you know it's an m3.
Lastly, the advice I got on this forum really helped.
If it wasn't for many the suggestions on here, I would probably still be stuck with 16.99% APR.

[Loquat]

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@Anonymous wrote:
The car is worth every penny. I was paying 16.9% on my previous vehicle, acura TL, but when audi financial approved me for 5%, it was a no-brainer.
The car satisfies three purposes well: brutally quick, a sleeper, and it flies under-the-radar. No fan-fair. When you see the BMW m3, you know it's an m3.
Lastly, the advice I got on this forum really helped.
If it wasn't for many the suggestions on here, I would probably still be stuck with 16.99% APR.

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That's awesome @Anonymous   Happy to hear that the advice given around these here parts have helped you out.  I've been thinking about a new vehicle myself...but my current rig is only 13 months old.  Currently I'm in a 2018, 392 Scat Pack Charger.  Don't know if I want to hold out for the new 2020 Wide-Body Scat Pack, pop for a '19 HellCat, or got for something more subtle and quiet like the Audi S series or BMW M3.  Decisions, decisions.  

[Anonymous]

That's a beast you got their!😎 If you prefer the continuous rugged, hardcore driving, you can't beat what you got! The audi S6 is just a beast in a three-piece-suit. I love it. 😍😎

[Anonymous]

APPROVING BANK: Navy Federal
BUREAU PULLED: Transunion
CREDIT SCORE: 663

SOFT PULL/HARD PULL: Hard
CUSTOMER STATE OF RESIDENCE: CA
NEW/USED: Used
YEAR OF VEHICLE: 2013
MAKE: Audi
MODEL: S6 Prestige
MILEAGE: 35k
FINANCE/LEASE: Finance

PURCHASE PRICE: $42k including registration, tax, and Audi warranty
AMOUNT OF LOAN: $42k
TERM CONTRACTED: 72 months
APR/LEASE RATE: 10.09%
MONTHLY PAYMENT: $800
ANNUAL INCOME: $117,000
MISCELLANEOUS COMMENTARY: Interest rate is high due to not paying off my previous $58k car loan yet. The buyer of the old car is meeting me with a cashiers check in hand this weekend to settle that sale. Once the loan is paid off, my score should see a good jump which will allow me to refinance to a much lower rate in the future. 

[Anonymous]

Nice job! I just got myself an S6 as well. Great rate!

[Anonymous]

Nice!!! Please let us know how it rides. I just did the audi c.p.o certification to finalize the deal. I finally got the car I needed. I'm sure you will feel the same. The car is a blast to drive. Just a heads up: I had four hard inquiries + dealership hard pull, but will post as one auto credit pull. You may see a slight drop in your credit score due to paying off your car loan, but you will gain those back after the new loan starts reporting " in good standing". ALSO, it's good you're getting the V8 Turbo; audi will be phasing out those to the new 2.5L 5-cylinder engine which will NOT sound the same. Nothing like a V.8. The v.8 is nauseating. It has to be the best engine on the market. Enjoy your ride. Please let us know how it turns out.
Best of luck.

[Anonymous]

APPROVING BANK: First Florida Credit Union
BUREAU PULLED: Equifax
CREDIT SCORE: 680

SOFT PULL/HARD PULL: HP
CUSTOMER STATE OF RESIDENCE: FL
NEW/USED: New
YEAR OF VEHICLE: 2019
MAKE: Jeep
MODEL: Rubicon 4D
MILEAGE: 0
FINANCE/LEASE: Finance

PURCHASE PRICE: 49850
AMOUNT OF LOAN: 38850
TERM CONTRACTED: 60
APR/LEASE RATE: 3.99
MONTHLY PAYMENT: 715
ANNUAL INCOME: 65k
DEBT TO INCOME RATIO: NA
MISCELLANEOUS COMMENTARY: Had some negative marks on my report due to Chase banking error. Unfortunately it wasnt fixed in time and my score didnt recover how I needed it to. Applied to 15 or so banks/CUs and finally received a 3.99 offer for 60. I'm trying to negotiate with 2 other CUs for 3.75 @ 72. We'll see. Then Ill let the dealership try and beat the offer.

[Anonymous]

Nice..😎. That's a really good rate. Take it and run or just for a good laugh: watch the finance companies fight each other to offer you better terms.