APPROVING BANK: Santander
BUREAU PULLED: Experian
CREDIT SCORE: 752 (auto v8)
SOFT PULL/HARD PULL: hard
CUSTOMER STATE OF RESIDENCE: NY
NEW/USED: New
YEAR OF VEHICLE: 2025
MAKE: INEOS
MODEL: Grenadier Station wagon
MILEAGE: 9
FINANCE/LEASE: finance
PURCHASE PRICE: $82,422
AMOUNT OF LOAN: $72,422
TERM CONTRACTED: 72mo
APR/LEASE RATE: 3.99
MONTHLY PAYMENT: $1,134.58
ANNUAL INCOME: $160,000
DEBT TO INCOME RATIO: 4.5%
MISCELLANEOUS COMMENTARY: My salary is $160k but I also have another >$300k in equity a year that hits my w2 income. Not sure if they used that full amount or not. My debt percentage based on $160, would have been current credit cards - no mortgage, auto, or student loans so I lack a mix of credit types.
