Auto Loan Chances with 2 unpaid CO / Collections?

[TenaciousRebuilder]

I've been rebuilding my credit and have 2 remaining baddies (1 chargeoff & 1 collection totalling ~$60k).  My current FICO8 Auto score is ~648 but does not take into account 2 chargeoffs that i finished paying off last week.

What are the chances i could get approved (preferably from Ford Credit) for a ~30-35k auto loan on a $60k vehicle? I make > $100k / year and no monthly payments in credit report (no rent/mortgage etc...). 

I intend on paying the 2 remaining debts (probably settlements) but i'd like to get a feel for my options

[CCrew]

I read that as 50% down, so my knee jerk reaction is that if a dealer F&I person can't get that paper bought then they need to find another line of work. 

Ford Motor Credit? Maybe. Don't expect the most attractive of rates. 

[fury1995]

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@TenaciousRebuilder wrote:

I've been rebuilding my credit and have 2 remaining baddies (1 chargeoff & 1 collection totalling ~$60k).  My current FICO8 Auto score is ~648 but does not take into account 2 chargeoffs that i finished paying off last week.

What are the chances i could get approved (preferably from Ford Credit) for a ~30-35k auto loan on a $60k vehicle? I make > $100k / year and no monthly payments in credit report (no rent/mortgage etc...). 

I intend on paying the 2 remaining debts (probably settlements) but i'd like to get a feel for my options

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That credit application profile is right in Captal One's wheelhouse. Ford Credit, likely.. but you'll probably get a preapproval through Capital One Auto Navigator prior to going to the dealer.