Anyone have any advise/information regarding financing from auto manufacturers after bankruptcy?
Bk 7 was discharged Feb 08. Credit has been reestablished. Kept from purchasing a new car until after we were able to close on our home (new mtg is $600 lower than rental amount woo hoo!) But our family car is getting up there, is a huge gas gussler and will need to be replaced within a year or two (174k miles and 12.7mpg 
) . I am looking to position ourselves to finance a newer vehicle (2-5 yrs old w/ under 50k mls) that we can pay off within 2-3 years. I would rather go through a manufacturer finance company like Nissan or Honda Fiance than a second chance finance corp. Does anyone have any experience with these types of transactions?
The questions I have are:
How old does the BK have to be?
What are their credit score guidelines and required?
Is is possible to get normal rates? If not what is the expected rate?
Will they only finance new autos or do they also finance their certified used cars?
Which company is more forgiving?
Any info or experience with this would be greatly appreciated. Thank you all for your time.
K