angel18694 wrote:My scores are 588, 531, and 573. I really need a new car. I'm 25 years old and at the age of 19, I screwed up my credit. Right now, I'm working full-time bringing in about $1700, while in school. I don't have a co-signer either. How much do you think is a reasonable figure to ask for when applying for a auto loan? I've paid off all, but 2 cc's on my report, so these scores don't reflect my actual score because alot of the bills I paid are still showing "unpaid".