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I have been looking for a base 2013 Subaru impreza WRX which goes for around 26k.
However, I havent been able to find a base one for few months so I might have to settle for a premium model which is around 29k...
Any other places I should try to apply for before being at the mercy of the dealers?
@Silviaspeck wrote:I have been looking for a base 2013 Subaru impreza WRX which goes for around 26k.
However, I havent been able to find a base one for few months so I might have to settle for a premium model which is around 29k...
Any other places I should try to apply for before being at the mercy of the dealers?
I just bought a 2013 Legacy with limited history. They gave me 0% for 36 months. Although, I put more down and came in with a pre-approval at 1.9%, and my history was almost 2 years long. Big different between a 1 year history and a 2 year history.
What is your zip code? I'll help you find one. Also, any dealer can for sure get you one. They can either do a dealer trade for it, or they can order one for you.
The lowest price that I am seeing that car has sold for is just over $24k. So, set your target at $3k under MSRP. That will take some negotiating, but just get in touch with all the local internet sales managers for the Subaru dealers in the area.
The base WRX is for sure out there.
@Silviaspeck wrote:
Problem is still the approval part...
I don't think it is. I think you have an approval at 4%. That is what you ask the dealer to beat. They probably can, or atleast get close.
If you want a better shot, build your history another 6 months. If you want to try now. I think you can.
Not to throw you a curve ball, but if I didn't care about fuel mileage. Which it doesn't look like you do, since you are getting a WRX. I would suggest you check out a Legacy with a 3.6. The interior is more refined, still has a decent suspension. Yet, it has more usable torque and comfort. Driving a stick gets annoying at some point. I always was an advocate of a manual, until I drove an auto...
So, I just came back from a dealer and I got APPROVED!!!!!!!! my Transunion score used was at 71x and approved for 4.65% APR.
Price of the car was negotiated down to $27000 (well below invoice) but I got stuck with extended warranty for $2200 on the top...
The Finance manager told me that I MUST get this warranty for the bank to approve the back end of the deal? And this is non-negotiable.
How much truth is there? Can I still call Subaru after I take deliver (next week) and cancel this warranty I do not want?
The finance manager was lying, you never have to buy a warranty to get approved. That just makes a loan upside-down, which is the last thing a bank wants. He was blowing smoke to rip you off. You just lined his pockets with about a grand. Write a bad yelp review for that. An extended warranty to 6 year 100k should only run about $1300 on that car. You can likely cancel the warranty still.
Did you pay $27k for a base WRX??? I hope that was a premium.
But as for the approval: I told you so CONGRATS!
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