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Auto loan credit reporting

New Visitor

Auto loan credit reporting


I noticed my auto loan is only reporting to trans union and not the other 2 credit bureaus is there anyway to get the auto loans to report to the other credit bureaus?

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Frequent Contributor

Re: Auto loan credit reporting

It depends on the practices of your lender - while most automatically report to all 3, some smaller lenders/credit unions/etc. may not routinely report to them all.  There is no requirement that a creditor (lender) report to any or all of them - only that if they do report, they do it correctly.


Also, sometimes one or more of the big 3 CRA's will be behind the others for a cycle or two, and will eventually catch up,  Strangely enough, for me TU is usually the last one to add/change something, not the first.

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