Auto loan post BK

pokerpro · ‎01-23-2014

I just wanted to share with everyone that is light at the end of the tunnel

My BK was discharged in 04

06 - I got a car loan at a whopping 24-26% ( i dont remember precisely) but I figured once you get that high, who's counting really

Fast forward ( clean report) 9 years post BK - I got another loan with a prime lender ( Chase) for 3.9%

I hope this helps to all fellow BK filers that are seeing that high interest rates

BK7 Discharge: October 2004 Starting Score: 590 March 2018 EQ & EX & TU FICO Score: 846 & 847 & 850

Goal Score: 800+ across the board | Goals Hit: 3 Active Cards: 2

Gardening Since: October 2015 Garden Goal: Oct 2018

Wish List: | None

0REDSOX7 · ‎01-23-2014

Thanks!

I am about to be in your shoes - post BK come February.

Did you have any baddies on your CR prior to filing (CO/CA, etc) or was it a straight BK?

BK Discharge 2/11/14

Currently in the garden.

pokerpro · ‎01-24-2014

I dont remember in details

a couple of household bank chargoffs, and maybe another few 60+ late payments

before i filed the BK

BK7 Discharge: October 2004 Starting Score: 590 March 2018 EQ & EX & TU FICO Score: 846 & 847 & 850

Goal Score: 800+ across the board | Goals Hit: 3 Active Cards: 2

Gardening Since: October 2015 Garden Goal: Oct 2018

Wish List: | None

Re: Auto loan post BK