I am trying to take advantage of the 0% apr that toyota has. but here is my problem.
My transunion score is 690 now but equifax was 661 but dropped to 634 after settling an old debt.
Do i have a chance with that Transunion score to secure 0% apr with toyota.
i will appreciate your help.
It's been a while since I got an auto loan, but my understanding is it varies quite a bit by lender. Some will take your best score, some only pull from one CRA, etc. Call the dealer and see if they will tell you who they pull.