Does anyone know which score BMW uses for approval consideration? Is it an auto enhanced score? Which one (EX/TU/EXP) and which model (5,4,2,8 or 9)? I need to turn in my lease soon and want to be prepared for when I apply for new financing. My FICO 8 and 9 score are fine but for some reason my Fico 5, 4, and 2 scores are much lower. I've heard so many different things, I would appreciate if anyone had any recent experience with them. Thanks in advance!