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Income and credit scores not an issue. Which credit union is offering the best rates for an $80,000 auto loan for 72 or 84 months? We are NFCU members but are exploring rates before we apply.
@hikenc wrote:Income and credit scores not an issue.
Which credit union is offering the best rates for an $80,000 auto loan for 72 or 84 months?
We are NFCU members but are exploring rates before we apply.
All of my CU's have a sliding scale for interest by term length.
You will probably get better rates and info from members that have recent large auto or truck loan.
Current rates from one of my CU's.
A data point for your shopping
I bought a 2018 Ford F-150 Raptor and got it financed through Ford at 0% APR for 72 months. Today I believe it is 1.8% APR. This year I bought a 2021 Ford Mustang GT500 and financed it through Ford at 0% APR for 5 years. Traded my former Mustang GT in as it had over 100,000 miles on her. Go with a credit union for low interest rates.
I would shop your local CUs to see if they'll beat NFCU rates which are pretty good honestly. We almost went with them on a 48 month loan for 80k like you for DW's car til a local credit union was able to beat it. My current car is through NFCU though I probably plan to pay it off sometime early next year. No regrets going with them