Big Improvement

[CashOnDelivery]

While I was doing some spring cleaning, I came across my old car loan contract from 2008. It was for 16.99%! I can't believe how far I've improved my credit, because I was approved last month for 4.4% for a new car. The stickies on car buying/financing really helped.

[Remember0]

Haha congrats! Who was that 16.99% with?

Also out of curiosity, who wrote the 4.4% and what was your FICO when you got the approval?

[CashOnDelivery]

The 16.99% was from Honda Finance when my credit was bad. The 4.4% I got last month was from BMO Harris. They're not mentioned here as much. I was told by the dealer that my EQ Fico was 689.

[Remember0]

I see, congrats on the huge improvement! I think BMO is a regional lender, probably why they aren't mentioned much here.

[StartingOver10]

I think regional and community lenders are an excellent resource for good loans. Congrats OP on your new rate!