I was approved for $6000 through PSECU with an APR of 1.49% for 3 years. I am 21, have good credit but a lower income, and this will be my first "new" used car. Do you think I lucked out and got a good rate? Especially being my first real car that wasn't a hand me down junker. By the time I have paid the car off I'll have only paid $130 in interest, which still brings the total price about $1500 under market value for said car. This will actually be my first thing ever filling out and using a check, to be honest.
Congrats and happy shopping. Do make sure that you have a car thoroughly checked out by a mechanic before you sign on the dotted line. Read up on how to spot repairs (when wet repainted areas will look a bit different from factory) anyways I had a very bad experience with my first used car and most of it could have been spotted with inspection (pop can duct taped to muffler). Super cute car went nowhere fast and was a headache to roll out from under.