Probably nothing to worry about. When I was doing financing in the dealership I know that a lot of the subprime lenders would call the customer to welcome them and to also ask about details about the vehicle. It's not verify anything that you've provided...it's more likely to make sure that the dealership was factual when booking the deal and detailing the equipment on a car.
The ACV (actual cash value) of a vehicle can be inflated quite nicely by a finance manager saying that a vehicle has more equipment than it does. Why would a dealer do this you ask? Because it allows them to borrow more money on your behalf...which in turn allows them to payment pack. I've witnessed shady finance managers tell a lender that a car has the bells, the whistles, the things, and the stuff just to get a better loan value.
That Pontiac Grand Am that was previously a basic no-feature rental fleet vehicle is worth more when you say that it has dual power seats, heated steering wheel, navi, power moon roof, premium/chrome allows, OnStar, remote start, keyless entry, and an alarm system. Each one of these options increases a vehicles value a little bit at a time...which again, allows them to borrow more money even though the car could potentially not have any of said items. A VIN only tells so much...usually the make, model, year, and trim. Other than that, lenders bank on the dealers to be honest.
Back when I was spinning paper in the box the lenders that come to mind that use to do these verification calls were GMAC/Ally Financial, Acadia, TransSouth, AutoOne, Chase Custom, Drive Financial, and Credit Acceptance Corporation to name a few.
Again, it's probably just a welcome/verification call...no need to worry. Congrats and enjoy your new ride!
