I'm in a suburb of Atlanta, and I live about 2 miles from work. Currently, I'm relying on my own legs (walking, bicycle) and public transit. It's actually not been nearly as bad as I thought it would be.
Seeing as how I don't have a car payment (car was totalled out two months ago in a storm), insurance, or gas monthly, I'm using the money to pay off my cc debt...
I'm definitely able to wait until Spring, and in all honesty I want to wait until late october anyway (I'll be 25, insurance rates are about half)... I figure by not having a car I'm saving at least $450 a month (car note, insurance, gas, etc.)
We'll see... not sure what to do, but I want to be ready when it's time to buy
08/01/2008 - 472 EQ; 523 TU; 454 EX
03/01/2009 - 574 EQ
08/08/2009 - 648 EQ
01/27/2010 - 671 EQ
07/04/2010 - 713 EQ
01/05/2011 - 730 EQ
05/14/16 - 762 EX