You'll have no issues getting approved and should be for whatever their promotional rate / lowest available is (<4% I'd imagine).
If you want to keep the dealer honest get a pre approval from like Capital One (Auto Navigator will not cost you a hard) and that way you can guarantee the dealer won't try to rip you off. By the way, worst case, you'd qualify with Hughes FCU as a first time buyer but no need to go down that path. You'll get great terms, good luck with the purchase!
I don't know. Either way, even if a dealer isn't listed, you can use it to keep them honest. In toher words, even if the dealer would not accept Capital One (which seems odd, they are a major lender), you can threaten to go to another dealership if they can't come close to / beat the Capital One rate.
If you don't mind, let us know what Capital One approves you for, I'm personally curious how low their rates go.
I may be wrong but I think it's Capital One that picks the dealers. Not too sure if they work through Independents or just Franchise. Through personal experience a few years back, I couldn't find a car/dealership that I was interested in on their preapproval. Now with refi.. that is a different story. BTW great advice otherwise.
You should not have an issue at all. As for the CPO, it depends on the price of the vehicle. Normally, the vehicle will note if its a CPO and if so you would then negotiate the price once settled if it's within your pre-approved range, then no problem at all.
I'm in the process of buying a CPO (3 more years on it) Land Rover Evoque and its well within my budget and I got preapproved. As its a no-haggle dealer, I had them verify the CPO end date and get the required servicing done. As I was pre-approved with Auto Navigator and had to fill out the dealer loan application as part of Auto Navigator, I asked them to run it through their system to to see if they could do a better interest rate. Waiting for an update tomorrow.
With your score, you should qualify for a very low-interest-rate... Just note, you might want to look at the length of the loan too. I go no more than 48 months, myself...
Best of Luck!!! Let us know how it went...