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Can I Get Approved?

Auto Loans for ANY Credit Situation. Immediate Response.
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Can I Get Approved?

Credit Score: 619 TR, 591 EQ, 636 EX

AAoA: 2 Years

# of positive trade lines: 5

# of negative trade lines: 0

Income: 45,000

Lenght of Employment: 2 1/2 Years

Previous Loan Experience: None

Debt-to-Income (DTI): 34%

Year of Car: 2013

Miles: 98,000

Purchase/Refinance: Purchase

Requested loan term (XX Months): 60 or 72

Down payment amount: 1,500

Co-borrower/Co-Signer: None

Other: Working on lowering utilization, currently about 50%. 1 late payment over 3 year credit history, 99% payment history



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Super Contributor

Re: Can I Get Approved?

Check a local CU out.  Tak a copy of your credit report there and see what they can do.  They may ask you to apply first but if they don't it will save you an INQ and let you know where you stand.  Don't do that at a dealer.

11/22/2019: FICO 847 EQ 846 TU 850 EX
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