If you are worried about pre-approvals not being solid, don't be. Cap one is solid. Good luck!
Cap1 pre approvals are much more solid than most. as mentioned above, ive heard of several people getting better APR when they actually process their real application. also, if youre looking for more recent info, type in auto navigator, or whatever youre looking for, and be sure to sort by "date". it is set to "relevance" by default. now when you scroll by date, you just have to look before you click and make sure its a thread related to what you want. but good luck! keep us posted if you get a car!
I was prequalified and the entire process could not have been easier.
Filled out application at new car dealer and told them not to run my credit for any company except Cap One.
No snags, no hassle, no BS, no paystubs.
2.49% for 72 months with no money down.
(2.5 years ago)
Cap One interest rates vary depending on how good the deal is. That is why they ask for VINs and loan amounts during prequal (or they used to.). That is why interest rates can go down at the dealership.
No issues with account since opening except I don’t like that you can not paid more than a month ahead.
My scores averaged a little under 700 and was prequaled for $40k+some overages (only financed $30k)
DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!10% Rotating - Discover 5%-20% - Amazon & Lowes 3-6% Groceries - NFCU & Amex Preferred