Does anyone currently have one of the subscription plans with Volvo? I am curious how they report to the credit bureaus. I am seriously considering subscribing as it makes good financial sense when compared to a traditional Volvo lease. However when looking at dti ratios for a future mortgage I am wondering if Volvo reports the full payment amount (including the insurance part) to the bureaus or just the base lease portion of the payment? Or being that it is a "subscription" do they report anything at all?
