Hello , I have 2 auto loans right now one that is financed have 17k balance left & a lease 2 more years for that .. would I have trouble getting another loan ? The truck I want is 41k would I need a co signer ?
It's really about debt to income ratio. If you have the income you can get as many car loans as you want. Your scores are fine so take a look at your debt to income level for the answer. I am a fan of getting a preapproval from a credit union before going to a dealer, they are forced to seek profits by marking up interest rates and adding crap to deals that most don't need. A preapproval helps control at least one of those variables.