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I have 5 credit cards... paid off (not closed)
3 personal loans totals to $8,000... and they are 64% paid off.
I have 4 auto loans.. open
$34k 2018 Grand Cherokee (Balance: $26,000)
$15,000 2016 Dodge Caravan (Balance $7,340)
$15,000 2015 Chevy Equinox (Balance $7,250)
$10,000 2017 Chevy Malibu ( $5,873)
(All 1 year old)
closed auto loan $24k 2018-2020 paid off by insurance
No missed payments. I've been doubling and even trippling up payments on my vehicles. However my monthly payments are around $2,000.
my credit score is 761. I was able to get a late payment removed on a credit card after desperately trying.
I want to get a 2018 Grand Cherokee Trackhawk which is around $77k I found one for.
I'm looking to trade in my Jeep Grand Cherokee that I have now for it.
(SN: I know you all will flood the comments with (why do you have so many auto loans lol). 1 car is my mom's ( the dodge caravan is my mom, she makes the car payments... however, I'm still adding to the payments to get the loan satisfied faster. The Equinox I rent out through Turo... I make about $450/mo in profit, I have someone who's been renting monthly from me.
The Chevy Malibu is my secondary car. My job/business require me to drive all day and I don't want to put the miles on my Jeep!
and btw, I make $13,000 a month.
i don't want to pull my credit for nothing, someone was telling me that I would still need $20,000 or better down for the trackhawk because I don't have a loan that is equal to the trackhawk..
But in total I have $74k open in auto loans... no missed payments for 9 months. And before these loans I had a $24k loans for two years and then my car got stolen in 2020.